Discover the Flexibility of Alternative Mortgage Loan Programs. In today’s diverse financial landscape, traditional mortgage options may not always suit every borrower’s needs. That’s where alternative mortgage loan programs come in.
We offer innovative solutions beyond conventional lending, these self-employed programs cater to individuals with unique financial situations or those who may not meet traditional lending criteria. Whether you’re self-employed, have non-standard income sources, or seek flexible terms, explore the range of alternative mortgage loan programs available to find the perfect fit for your homeownership journey.
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This 12-Month Bank Statement Jumbo Program is designed for self-employed borrowers and those with non-traditional income sources, providing flexible financing options for high-value properties. *
1-Month Bank Statement Loan for Self-Employed Borrowers This 1-Month Bank Statement Loan is a convenient solution for self-employed individuals seeking flexible income documentation. This Non-QM
One year employment and one year income. Reduced Doc mortgages are for people with less than two years employment history and can be self-employed, W2 wage earner, 1099(s), or any combination thereof. What this means to you is you only need to provide one year of employment verification documentation instead of the standard two-year history requirement.
We offer a wide variety of Bank Statement loan programs with expanded underwriter guidelines from the best Non-QM lenders in California from the leading Investors. Non-QM lender are changing the how self-employed borrowers qualify for their mortgage credit.
Stated Income and SIVA Options: Stated income loans cater to self-employed individuals or investors with or without liquid reserve requirements who prefer simplified income verification. The Stated Income/Verified Assets (SIVA) option is available for borrowers who can verify their assets but not their income, offering a balance between flexibility and qualification requirements.
For borrowers seeking minimal documentation, the Stated Income/Stated Assets (SISA) option provides an easy and opportun loan approval, focusing on stated financial details rather than extensive verification. This makes it a practical choice for self-employed borrowers and investors with unconventional income revenue streams.
excerpt editor Non-Prime Niches (18)—————–(NOT yoast) A mortgage information resource, a detailed list of current lender niche mortgage loan programs – a wide variety of mortgage loan programs for you to see, research and utilize.