You maintain your credit for the same kind of reasons you maintain your car or your body. It’s important now and will be again in the future.
Quarterly credit reports rotated through all 3 bureaus (mortgage credit reports are full reports, not a watered-down consumer version like you would get from a consumer credit website).
Things You Should Know Before Finding Your Dream Home
Things you should consider ensuring your good credit:
Quarterly Credit Review & Analysis
Quarterly Home Valuation (when you own real estate)
Personal Credit Advisor to help you identify, address, prevent or rectify any erroneous information or potential credit problems.
Personal Credit Advisor to identify and present to you any possible opportunities that might be of benefit to you as well as answer any credit-related questions you may have
Maintain optimum credit scores
Always qualify for the lowest rates, highest loan amounts, & best programs. Whether it’s for a mortgage, a job, an apartment or any other credit-related transactions
Detect &/or prevent identity theft
Save tens or even hundreds of thousands of dollars on interest expenses. Better credit, better life.