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Investor Mortgages

Investor mortgages offer a diverse array of financing solutions tailored to meet the distinct needs of investors. Whether the objective is to refinance residential or commercial properties for rate and term or cash-out purposes, embark on construction or renovation endeavors, or undertake new construction projects, investor mortgages provide the necessary capital. Eligible properties span single-family residences (SFR), duplexes, triplexes, quadruplexes, and multifamily units, facilitating investment opportunities across various real estate sectors. With terms extending up to 85% Loan-to-Cost (LTC) and 80% Loan-to-Value (LTV), investors gain access to flexible financing options. Terms ranging from 6 to 24 months accommodate short-term investment strategies, while loan amounts ranging from $100,000 to $4,000,000 cater to projects of diverse scales. Unique investor loans empower investors to seize opportunities and maximize returns in today’s dynamic real estate landscape.

Investor DSCR Mortgage Program

The Real Estate Investor Program offers flexible income documentation options, including Full Doc or DSCR (Debt Service Coverage Ratio) Purpose: Purchase or Cash Out Refinance

Super Jumbo DSCR $4,500,000

Debt Service Coverage Ratio (DSCR) continues to be popular with real estate investors. Below are guidelines using Long- and Short-Term Rental Income. We can use

DSCR Super Jumbo to $5,000,000 Cash Out

Qualifying for a mortgage on an investment property can be tricky, particularly if you own multiple properties. The DSCR (Debt Service Coverage Ratio) option makes

DSCR Loans

“DSCR” stands for Debt Service Coverage Ratio, a critical metric in assessing the ability of a borrower to cover their debt obligations with their income. In the context of a niche loan program, here’s a summary: For clients with a strong credit history, the program offers up to 80% Loan-to-Value (LTV) ratio, requiring a minimum FICO score of 740 and providing a maximum loan amount of $3.5 million. This tier is suitable for borrowers seeking substantial financing while maintaining excellent credit standings. Additionally, the program offers another tier featuring a 55% DTI ratio, targeting borrowers with a minimum FICO score of 660. This tier is designed to accommodate various scenarios including purchases, rate and term refinancing, and cash-out refinancing. It allows borrowers with slightly lower credit scores to access financing options while still offering competitive terms.

Hard Money Loan Asset Based Program

This program is an asset-based lender Stated Income / No Doc Currently in foreclosure OK Currently in bankruptcy or past bankruptcies OK In probate OK

California Hard Money Jumbo – 80% LTV

Jumbos and Super Jumbos – Cash-Out – 600 Credit Score Second Mortgages also Available. Private Money Lender, southern California based with LTVs up to 80%

Fix and Flip Program

Hard Money Loan Program Guideline Overview Property Types: * SFR (Single Family Residence) * 1-2 Units * 2-4 Units Loan-to-Value (LTV) Ratios: * 80% LTP

Super Jumbo Investor – 30 million

Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting and in-house decisions. Final decision with second signature requirement. Refinance

After Repair Value Purchase Loan (ARV)

After Repair Value Loan Explained An “After Repair Value” (ARV) construction loan is designed to provide financing for real estate investors looking to purchase and

Hard Money Loans

Our mission is to help individuals, investors, builders, developers, foreign nationals, and all legal entities including foreign legal entities obtain alternative real estate financing options

Hard Money 5-Million Owner Occupied

This hard money lender will do primary residential loans which are somewhat rare. Similar to a Business Purpose Mortgage Loan Purpose: Purchase, Refinance, and Rate

Jumbo Hard Money to 3-Million 80% LTV

High LTV Hard Money Jumbo Loan This hard money loan program can be applied to a variety of loan types including Fix and Flip, Blanket

Hard Money Super Jumbo Florida

Hard Money Super Jumbo Mortgage program Super Jumbo Loan Amounts: $5,000,000 and up to $10,000,000 on a case-by-case basis. Eligible Transactions Eligible for a variety

Real Estate Investor Bank Statement Loan

Unique Investor Loan Program real-estate-investor-cash-out/Designed for real estate investors, this Bank Statement loan can qualify investor income and self-employment income in different or multiple accounts.

California Hard Money 30-Million

1st, 2nd, and 3rd Stand-Alone Mortgage | Forms 4506-T and 4506-C Not Required LTV – 70% to 75% depending on property location and property condition

Jumbo Private Hard Money Program

Hard Money Loan Program All Property Types (Except Land & Manufactured Homes) 1st Trust Deeds Available and 2nd Trust Deed HELOC’s from $250,000 – $10,000,000

Bridge and Hard Money Loans

A lender committed to providing gap financing solutions 1st and 2nd Loan Packages Cross collateralization for larger loan sizes Fast underwriting decisions and funding Additional