Unconventional Mortgages and Loans | A Wealth of Information and Service

Investor Mortgages

Investor mortgages offer a diverse array of financing solutions tailored to meet the distinct needs of investors. Whether the objective is to refinance residential or commercial properties for rate and term or cash-out purposes, embark on construction or renovation endeavors, or undertake new construction projects, investor mortgages provide the necessary capital.

Real Estate Investor Solutions

Eligible properties span single-family residences (SFR), duplexes, triplexes, quadruplexes, and multifamily units, facilitating investment opportunities across various real estate sectors. With terms extending up to 85% Loan-to-Cost (LTC) and 80% Loan-to-Value (LTV), investors gain access to flexible financing options. Terms ranging from 6 to 24 months accommodate short-term investment strategies, while loan amounts ranging from $100,000 to $4,000,000 cater to projects of diverse scales. Unique investor loans empower investors to seize opportunities and maximize returns in today’s dynamic real estate landscape.

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No Ratio Loans

A No Ratio loan requires your employment to be listed in the income section of the 1003 application, but no ratios are calculated or qualified..

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Capital Alliance

Capital Alliance Offers the Following Programs Check back often as we are always updating our lender and loan program information. O/O Consumer Purpose Jumbo Prime

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ACC Mortgage

Non-QM lender offering bank statement loan programs, Foreign National loan programs, Non-Prime loan programs, ITIN investor loans, Asset Depletion and DSCR loans. Come see our

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Arc Home Loans

Our conventional and high balance investment and second home pricing has been very competitive. Alt Doc pricing has also been strong particularly on higher loan

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Acra Lending

Acra Offers the Following Programs Check back often as we are always updating our lender and loan program information. 12-Month Bank Statement Foreign National Investor

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AD Mortgage

AD Mortgage | Mortgage Pre-Qualification Form – No Credit Check AD Mortgage Introduces ADVocate, here with extensive experience with assist with Loan process.Brokers are now

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Investor DSCR Mortgage Program

Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real Estate Investor Program provides flexible income documentation, including Full Doc

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Super Jumbo DSCR $4,500,000

DSCR loans remain a top choice for real estate investors. We offer flexible guidelines using income from both long- and short-term rentals, and can qualify

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DSCR Loans

DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify based on property cash flow rather than personal income making

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Fix and Flip Program

Fix & Flip Flexible Capital Program: At Broker Mortgages, our Fix & Flip Program gives real estate investors the financial power to acquire, renovate, and

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Super Jumbo Investor – 30 million

Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting and in-house decisions. Final decision with second signature requirement. Income

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DSCR No Ratio Jumbo Mortgage

The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors, allowing up to 25 financed properties—far beyond most investor loan

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Non-Prime Lite Doc and Reduced Doc

Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income verification. Applicants can qualify using only the past 12 months

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Business Purpose Mortgages

Primary Residence Business Purpose Mortgage Loan A Business Purpose Loan is a unique mortgage program designed for primary residences. It is a type of primary

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Hard Money Loans

Hard Money Below are some of our featured loan programs. Call with questions! (800) 718-8906. Contact a Loan Officer Contact a Loan Officer Last Updated

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Hard Money Super Jumbo Florida

The Hard Money Super Jumbo Florida Mortgage Program offers rapid, equity-based financing—supporting purchase, rate-and-term, and cash-out refinances—for loan amounts starting at $5 million and extending

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Bridge and Hard Money Loans

A lender committed to providing gap financing solutions 1st and 2nd Loan Packages Cross collateralization for larger loan sizes Fast underwriting decisions and funding Additional

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Unconventional Mortgage Lending

Alternative Income Documentation

Broker Wholesale Lenders

Acra Lending Loan Programs

Blue Point Loan Programs

Carrington Wholesale Loan Programs

Stated Income Mortgages

Second Mortgage Bank Statements

All Loan Programs

Most Recent Loan Programs

Niche Loan Programs

Bank Statement Second Mortgages

Non-Prime Bank Statement Mortgages

Credit Score Tools