Unconventional Mortgages and Loans (800) 718-8906

Unconventional Mortgages and Loans

(800) 718-8906

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906


Home Renovation Second Mortgage

Renovations are hard work. Finding the right financing solution should be simple and quick. In as little as nine days, you can obtain up to $5 million in funding for your investment acquisition.

ARV loan program is designed for independent real estate investors finding it tough to qualify. based on the properties as repaired value (ARV). The best short term interest only solution for acquiring and improving property value for a fix and flip investors.

Key Features

Allows borrowers to finance improvements

Interest only one year term provides lower monthly payments

Higher LTV than hard money lenders available for investor properties: single family residence (SFR) condo’s (< 5 floors) and 2-4 units.

Home Improvement or cash out up to 100% CLTV – 640 – Home Equity Made Easy!

Program Highlights:

* 720 FICO/Credit Score up to 100% Combined-Loan-to-Value (CLTV)

* 680 FICO Credit Score up to 90% Combined-Loan-to-Value

* 43% DTI – OK to use Proceeds to Pay off debt to Qualify

* $175K Line Amount or lower Requires a Drive-by Appraisal Only

* Ok to use Existing Appraisal up to 12 Months old

* No Pre-Payment Penalty

Available in the Following States:

Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Mississippi, Missouri, Nevada, New Jersey, New Mexico, North Carolina, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Hard Money Loans

Investor Loans

Jumbo Investment Property Loans