Non-Warrantable Condominiums and Condotels

We make non-warrantable condos easy. No reserves needed if LTV is 75% or below, up to 5% deductible allowed (industry max), and 20% single-entity ownership accepted. No rate hits for owner concentration. We also have finance options for SB326 units once the subject property is repaired, even if the complex is still in progress. Co-insurance is permitted to meet replacement cost requirements, and we use the primary wage earner’s middle FICO for Bank Statement and full-doc loans, seconds included. Non-Warrantable Condo Loan programs below.