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Reserve guidelines are favorable at 6 months. Full Stock(s) value, bonds, and Vested Retirement. No additional reserves needed for additional Real Estate Owned (REO), financed or not. Primary residence. No Limit on Financed Properties. Purchase, 90% LTV on Owner-Occupied, including Cash Out Refinance.
Bank Statements, with bank statement pre-underwrite department for 12 and 24 months so we have the income before jumping through all the hoops of a full application, credit report, and disclosure.
Lender also offers DSCR, where you qualify based on rental property, no tax returns or income required and will allow title in an LLC, and can do multiple loans for one borrower.
24 Hour turn time in Underwriting
Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.