Contact a Loan Officer: (800) 718-8906
Explore our wholesale lender network profiles for an overview of participating lenders, their lending focus, and the programs they make available through the wholesale channel. Each profile may include information about loan products, underwriting niches, borrower eligibility, documentation options, available resources, and lender services. For help identifying a lender or loan program that fits your scenario, connect with a loan officer at (800) 718-8906.
PennyMac Closed End Second Mortgage Program PennyMac offers a closed end second mortgage for homeowners and eligible real estate investors who want to access equity without refinancing their existing first mortgage. The program is available for primary residences, second homes, and non owner occupied properties, subject to program requirements. Because
Flexible second mortgage programs from Fountain Mortgage: Alt Doc, 1099 Only, Bank Statement, and P&L Only options with CLTVs up to 90%.
Closed End Second Mortgage / HELOCS Lender Niche Second Mortgage Loan program Update: Updates to the Flex HELOC & CES programs 25 year Closed End 2nd (CES) has been removed from offerings. As of 4/14/2025, the program will no longer be available for new locks. Credit History – collection and/or
Prime, Non-Prime, and Investor DSCR Solutions Non-QM: Non-QM lender now allows you to qualify using a flat 20% expense ratio across all industries and without requiring a business narrative. Non-Permanent Residents: Bank Statement Income Bank Statement Analysis: Minor clarifying language updates. No change to guidelines. Rural Properties: Rural properties may
Bank Statement Loans Elite – Bank StatementFlexible guidelines with higher loan amountsMaximum LTV – 85%Min FICO – 640Maximum Loan Amount $4,000,000Document Type 12/24 Month Bank Statements Super Jumbo – Bank StatementHigh-balance financing for luxury propertiesMaximum LTV – 65%Minimum FICO – 720Maximum Loan Amount – $5,000,000Document Type – 12/24 Month Bank
Experience Exceptional Non-QM Service with Logan At Logan, customer service isn’t just a department, it’s our commitment to you. With 75 years of experience, we pride ourselves on delivering personalized support and expert guidance every step of the way. When you choose Logan, you’re not just a client; you’re family.
Capital Alliance Offers the Following Programs Check back often as we are always updating our lender and loan program information. O/O Consumer Purpose Jumbo Prime N/O/O Business Purpose Bridge Loans Business Purpose (O/O or N/O/O) Renovation or Fix & Flip (N/O/O) Mortgage Pre-Qualification Form – No Credit Check Last Updated
Change Wholesale Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Community Mortgage Alt Doc Investor Closed End 2nd Mortgage Program Mortgage Pre-Qualification Form – No Credit Check Last Updated on 1 month ago by Broker Mortgages
ClearEdge Lending is a wholesale lender specializing in Non-QM (non-qualified mortgage) products, known for both originating and securitizing loans as a true end-investor since 2015. They stand out with an extensive and innovative program portfolio—ranging from bank statement loans and DSCR to asset depletion, ITIN, and their unique Flex Connect
Non-QM lender offering bank statement loan programs, Foreign National loan programs, Non-Prime loan programs, ITIN investor loans, Asset Depletion and DSCR loans. Come see our guidelines and requirements.
FundLoans offers three DSCR mortgage programs designed for real estate investors, allowing qualification based solely on property cash flow. Unlike traditional loans, these programs don’t require full income documentation, making it easier to purchase or refinance non-owner-occupied properties. As a DSCR mortgage lender, FundLoans provides flexible financing solutions tailored to
Brokers First Funding Offers the Following Loan Programs 1099 Only Loans (non-QM) Our portfolio 1099-only loan program is designed for self-employed borrowers, requiring just one or two 1099 forms plus a pay stub or bank statement showing year-to-date earnings. This program simplifies the qualification process with a low assumed business
AXOS Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Looking for a portfolio mortgage lender? Our bridge and cross-collateral solutions are designed to help borrowers purchase new properties before selling their current ones, offering flexibility and ease during transitions.
Our conventional and high balance investment and second home pricing has been very competitive. Alt Doc pricing has also been strong particularly on higher loan amounts up to $3M. DSCR has been strong in the no PPP and 1 year PPP buckets. Did you know when you use short term
Angel Oak Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Bank Statement Loans Bank Statement HELOC Closed-End Second Mortgage Mortgage Pre-Qualification Form – No Credit Check ~ DSCR Loan 1099 Income Loan Asset Qualifier Foreign National ITIN Mortgage Loan
Ameris Offers the Following Loan Programs. Gold Portfolio Arm Loans Portfolio Bank Statement Advantage programs Non-Warrantable Condo programs Guidelines unavailable. Check back for additional information. Mortgage Pre-Qualification Form – No Credit Check Check back often as we are always updating our lender and loan program information. Last Updated on 3
Loan Stream Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Non-QM Closed End Seconds Jumbo One Jumbo One Advantage Jumbo One Premier Jumbo One Select MaxOne MaxOne Plus MaxOne Home Assist HELOC One Business Purpose Lending UpgradeOne DSCR 5-8
N-QM Funding Offers the Following Loan Programs As a leading prime jumbo mortgage lender, our Flex Supreme loan program offers competitive rates for highly qualified borrowers with strong credit, stable employment, and a solid financial history. Whether you’re looking to purchase, refinance, or cash out (up to $1M), this program
Oak Tree Funding Offers the Following Loan Programs Oaktree Funding: Your Premier Non-Qualified Mortgage Lender G Non-Agency Equity HELOC Investor Professional Investor Cash Flow Advantage Platinum Advantage Full Stack Check back often as we are always updating our lender and loan program information. Mortgage Pre-Qualification Form – No Credit Check
“Your Expert Non-Qualified Mortgage Lender” Non-QM Non-QM Seconds Business Purpose Lending DPA, DPA Plus & DPA Deluxe Jumbo Loans * Mortgage Pre-Qualification Form – No Credit Check At JET Advantage, we specializes in a wide range of Non-QM loan programs designed to meet your unique financial needs. Whether you’re self-employed
BluePoint Mortgage Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Closed-end Second Mortgage DSCR Programs Titanium DSCR Matrix Platinum DSCR Gold DSCR Silver DSCR Bluexpanded DSCR Full Doc Non-QM Bank Statement Loan 1099 Only Loan P&L Only Loan Asset
Additional Loan Program Details: Non-QM 12-Month Bank Statement Non-QM DSCR Foreign National Mortgage Pre-Qualification Form – No Credit Check Last Updated on 2 months ago by Broker Mortgages
Flex Supreme, a leading Non-QM loan program offering top-tier pricing for financially stable borrowers with or without credit challenges. Ideal for non-prime lending solutions.
With competitive loan programs, fast pre-approvals, and expert guidance, Advancial Wholesale simplifies the lending process for brokers and their clients. Our diverse offerings include high loan amounts, flexible credit requirements, and specialized financing for expatriates, foreign nationals, and self-employed borrowers. Partner with us for innovative solutions and a seamless lending
Lender-Broker Notes Your First Look for Non-QM: Built for real-life borrowers; the self-employed, real estate investors, income diverse and credit-challenged clients. Borrowers that conventional lenders overlook. Non-Stop Non-QM isn’t just a slogan – it’s what we do all day, every day. Loan amounts to $3.5M | LTVs to 90% |
AD Mortgage | Mortgage Pre-Qualification Form – No Credit Check AD Mortgage Introduces ADVocate, here with extensive experience with assist with Loan process.Brokers are now approved for Business Purpose Loans in Non-Licensed States. A&D Mortgage Continues to expand our product and improve our rates. DSCR Program Our business purpose mortgage