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Current Lender Niches

Portfolio lenders usually have the most unique loan programs. However, there are unique guidelines variances among most core Non-QM lenders. Examples of niche loan programs would include, removal of departing residence housing expense from borrower DTI. Or ability to use cash out as qualifiable asset depletion income. Various different asset depletion programs. Newly self-employed borrowers. Stated income on a primary residence (No Doc). Investor loans to $30,000,000. Cash out refinance with unlimited cash out, etc.

1099 Only Jumbo Loan – 640 Credit Score

1099 Only Super Jumbo Loan Program – $7,500,000 1099 mortgage loan programs accommodate Sole proprietors, Independent Contractors, and Freelance Professionals. Non-Occupying Co-Borrowers OK. On a Cash Out Refinance, you have

One-Year History Verification | VOE

1099 Only Lite Doc Income Documentation Bank Statement Loan | 660 Credit Score – 90% LTV to $1,500,000 * 1-Year Income and Employment Verification Documentation, Asset Utilization * Form 4506-T

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12 Month Bank Statement Program

Bank Statement Loan Program for Self-Employed Borrowers Our programs are designed to simplify financing for self-employed and 1099 borrowers by using 12 months of bank statements instead of traditional tax

DSCR No Ratio No SSN#

Borrowers can secure loans with FICO scores as low as 680 and enjoy loan-to-value (LTV) ratios of up to 85% for amounts up to $1,250,000. This flexibility makes homeownership more

Alt-Doc Jumbo – 80% LTV $5,000,000

California Only Non-Prime Available DSCR Available No title seasoning required for a Cash Out refinance Primary Residence to $2,000,000 Credit Score Matrix Credit Score Purchase Refinance R/T Refinance Cash Out

Bank Statement Loan 90% LTV – 620 Credit Score

12 Month and 24 Month Bank Statement Loan for Self-Employed Borrowers Non-QM Financing Options This Bank Statement Loan Program enables individuals with complex tax deductions to demonstrate their true income

Qualify Using Your Assets

Qualify For a Loan Using Your Assets Your clients can leverage their assets – with no haircuts – using Logan’s Asset Qualification for Alt-Doc loan product. Assets such as savings,

Eligible Borrowers

Logan Wholesale

Experience Exceptional Customer Service with Logan At Logan, customer service isn’t just a department, it’s our commitment to you. With 75 years of experience, we pride ourselves on delivering personalized

Capital Alliance

Capital Alliance Offers the Following Programs Check back often as we are always updating our lender and loan program information. O/O Consumer Purpose Jumbo Prime N/O/O Business Purpose Bridge Loans

Solve Mortgage

Solve Mortgage Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Non-QM Lender We invite you to explore our flexible

Change Wholesale

Change Wholesale Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Community Mortgage Alt Doc Investor Closed End 2nd Mortgage

Clear Edge Lending

Clear Edge Lending Offers the Following Loan Programs Check back often as we are always updating our lender and loan program information. Bank Statement Loans Closed-End Second Mortgage Investor Connect