04/26/2026
07/14/2026
Unconventional Bank Statement Mortgages | A Wealth of Information and Service
Speak to a Live Loan Officer: (800) 718-8906
Speak to a Live Loan Officer: (800) 718-8906
Three-month bank statement mortgages allow eligible self-employed borrowers to qualify using a recent snapshot of personal or business deposits.
This option may be appropriate when current earnings are stronger or more representative than income shown over a longer historical period. Lenders evaluate recurring eligible deposits while excluding transfers, borrowed funds, and other non-income items.
Credit score, down payment, reserves, business history, property type, and supporting documentation can influence available loan terms.
Current options include a three-month bank statement loan program, a non-prime three-month bank statement mortgage, and a three-month jumbo bank statement loan.
Borrowers may also compare one-month programs and six-month bank statement option.
Qualify using just 3 months of bank statements. Our Jumbo Bank Statement Loan offers up to 90% LTV and loan amounts to $5.5 million for
Solutions Non-QM Non-QM lender now allows you to qualify using a flat 20% expense ratio across all industries and without requiring a business narrative. *
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Non-QM lender offering bank statement loan programs, Foreign National loan programs, Non-Prime loan programs, ITIN investor loans, Asset Depletion and DSCR loans. Come see our
3 Months Bank Statements Alt Doc Type Three Months Bank Statements (business, personal or both (multiple accounts OK) accounts if income deposit activity can be
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of ”income deposits”, no tax returns or W-2s required. Ideal for
Flexible income documentation options with as little as 3 months of personal or business bank statements. This 3-month program is a streamlined alternative to 6-,
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as an alternative to the 6-month, 12-month, and 24-month programs. Ideal