A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906
A Wealth of Information and Service - Contact a Loan Officer (800) 718-8906
From conventional to unconventional and everything in between, we excel in helping borrowers secure appropriate real estate financing. Our goal is to approve you for a mortgage that meets your needs at the best possible pricing, terms, and conditions. Need a quick close mortgage?
We can go beyond the limits of what traditional government sponsored enterprise lenders can provide like Fannie Mae, Freddie Mac, Ginnie Mae, FHA, and VA can offer.
We offer Prime Mortgages, Non-Prime Mortgages, Near-Prime Portfolio, non-agency, Foreign National, and Investor Mortgages. For self-Employed, unemployed, and investor borrowers: No Doc programs, No Ratio programs, Lite Doc, Reduced Doc, Stated Income/Verified Assets, Stated Income/Stated Assets, and Business Purpose mortgage loans.
Our Non-QM industry leading lenders and loan products including Investment Property Loans, Jumbo Loans, Super Jumbo Loans, and various income and employment documentation solution programs.
As a mortgage broker, we provide access to our 150+ industry-leading lenders and loan programs.
Our portfolio includes:
* Non-Agency & Non-QM Mortgage Loan Programs
* Just Missed, Expanded & Elite Mortgage Programs
* Non-Prime, Alt-A & Private Equity Loans
We work with select Mortgage Brokers: Loan Officers, Wholesale Lenders and Wholesale Lender Representatives, correspondent lenders, underwriters, Account Managers, Broker Service Representatives, Real Estate Transaction Coordinators, Real Estate Attorneys, Appraisers, Appraisal Management Companies, Loan Coordinators, Underwriters, Pre-underwrite department staff (help Desk): Loan Program Experts and Loan Scenario Specialist, and C-level community decision makers.
Our alternative solutions are designed to accommodate all employment self-employed professionals, traders, wage earners, entrepreneurs, business professionals that may or may not have unique financial situations and nontraditional documentation.
Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.
Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details.
While conventional loan programs are ideal for some borrowers with standard wage earner income and credit profiles. Conventional lenders also have out-of-the-box mortgage solutions mixed in with some unique guideline variances, We are also experts in conventional lending, lenders, loan programs, as well.
We recognize that every borrower is unique, which is why we focus on personalized lending solutions. Our alternative mortgage solutions eliminate traditional barriers, offering loan options that do not require tax returns, IRS Form 4506-T, or Form 4506-C. These flexible financing options cater to self-employed borrowers, real estate investors, and those with complex financial profiles. Whether you’re looking for bank statement loans, asset-based lending, or stated income mortgages, we provide access to unconventional lending programs designed to meet your unique needs and also do not require IRS Form 4506-T or Form 4506-C.
We are a one-of-a-kind information resource, redefining transparency in the mortgage lending industry. Our unique business model offers exclusive insights into the niche broker world, delivering uncommon access to specialized loan programs. We highlight innovative guidelines from top lenders, ensuring you stay informed about the most progressive mortgage available in the marketplace.
Contact a Loan Officer