Conventional to unconventional and everything in between, we are a network unconventional qualified mortgage brokers and select loan officers going beyond the limits of what traditional lenders can provide.
Government sponsored enterprise like Fannie Mae, Freddie Mac, Ginnie Mae, FHA, and VA are limited to Agency lenders and conforming loan programs.
We offer real financial solutions to accommodate borrowers like yourself for purchase, rate/term, and cash out refinance, etc.
As a network of mortgage brokers comprised of a highly select group of prequalified, state-licensed Mortgage Loan Originators, we have broker access to 100s of loan programs covering a full spectrum of real estate finance needs
Get ahead of the prequalification process with our comprehensive mortgage prequalification form designed to assess basic eligibility and also to identify and properly address any potential issues before anything else; committing to a full application i.e. form 1003 Residential Mortgage Application, incurring a credit check (hard or soft) inquiry.
Prime Mortgages, Non-Prime Mortgages, Near-Prime Portfolio, non-agency, Foreign National, and Investor Mortgages.
For self-employed, unemployed, investor borrowers, and business professionals, alike:
Non–Trid loans: No Doc and No Ratio programs, Stated Income/Verified Assets, Stated Income/Stated Assets, DSCR, and Business Purpose mortgage loans (owner-occupied and non owner-occupied).
Prime loans:Â Non-Agency & Non-QM loan programs.. Just Missed, Expanded & Elite programs. Non-Prime: Alt-A & Private Equity Loans, hard money & private money financing. small business & alternative lending solutions
Alt Doc loans: Lite Doc, Reduced Doc.
Backed by the integrity of more than 200 of the best wholesale qm and Non-QM mortgage lenders in the country
representing 100s of years of collective mortgage origination industry experience offering both consumer purpose and business purpose product and service., for both residential and commercial properties.. Call us. 800-718-8906.
Mortgage Brokers can provide 150+ industry-leading lendeOur Non-QM industry leading lenders and loan products including Investment Property Loans, Jumbo Loans, Super Jumbo Loans, and various income and employment documentation solution programs.
Need a quick close mortgage? Our Quick Close Mortgage Service is designed for borrowers who require speed, certainty, and execution.
Leveraging established lender relationships across wholesale, portfolio, and non-QM channels, we are able to prioritize your loan file through expedited underwriting, accelerated document review, and direct access to key decision-makers.
This process may also include an expedited pre-qualification, helping ensure a faster, more efficient escrow timeline: the right approval structure, with acceptable conditions, lender and loan program selection, and committed turn times from title and appraisal partners.
Our close-of-escrow date commitment is driven by C-level lender alignment and grounded in proven broker-lender performance and execution history.
We work with select Mortgage Brokers: Loan Officers, Wholesale Lenders and Wholesale Lender Representatives, correspondent lenders, underwriters, Account Managers, Broker Service Representatives, Real Estate Transaction Coordinators, Real Estate Attorneys, Appraisers, Appraisal Management Companies, Loan Coordinators, Underwriters, Pre-underwrite department staff (help Desk): Loan Program Experts and Loan Scenario Specialist, and C-level community decision makers.
Our goal is simple, to help borrowers like yourself secure appropriate real estate financing per your individual needs, wants, preferences, and requirements at the best possible, pricing, terms, and loan approval conditions.
Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.
Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details.
While conventional loan programs are ideal for some borrowers with standard wage earner income and credit profiles. Conventional lenders also have out-of-the-box mortgage solutions mixed in with some unique guideline variances, We are also experts in conventional lending, lenders, loan programs, as well.
Contact a Loan Officer