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Unconventional Mortgages and Loans

From conventional to unconventional and everything in between, we excel in helping borrowers secure appropriate real estate financing. Our goal is to approve you for a mortgage that meets your needs at the best possible pricing, terms, and conditions. Need a quick close mortgage?

We can go beyond the limits of what traditional government sponsored enterprise lenders can provide like Fannie MaeFreddie MacGinnie MaeFHA, and VA can offer.

Unconventional Mortgages

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Unconventional Mortgage Lenders

Mortgage Brokers can provide 150+ industry-leading lenders and dozens loan programs.

Our Non-QM industry leading lenders and loan products including Investment Property LoansJumbo LoansSuper Jumbo Loans, and various income and employment documentation solution programs.

Portfolio Options Include

Non-Qualified Mortgage Brokers

We work with select Mortgage Brokers: Loan Officers, Wholesale Lenders and Wholesale Lender Representatives, correspondent lenders, underwriters, Account Managers, Broker Service Representatives, Real Estate Transaction Coordinators, Real Estate Attorneys, Appraisers, Appraisal Management Companies, Loan Coordinators, Underwriters, Pre-underwrite department staff (help Desk): Loan Program Experts and Loan Scenario Specialist, and C-level community decision makers.

Non-QM Mortgages - Flexible Income and Employment

Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.

Qualified Mortgages and Non-QM Alternatives

Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details.

Solution-Based Mortgage Lending

While conventional loan programs are ideal for some borrowers with standard wage earner income and credit profiles. Conventional lenders also have out-of-the-box mortgage solutions mixed in with some unique guideline variances, We are also experts in conventional lending, lenders, loan programs, as well.

Alternative Income Documentation

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Non Qualified Mortgages

Alternative Lenders and Loans

No Doc Mortgage Loans