Unconventional Mortgages and Loans | A Wealth of Information and Service
Contact a Loan Officer (800) 718-8906
Contact a Loan Officer (800) 718-8906
Conventional mortgages and unconventional mortgages and wholesale lenders, we provide real estate financing to homebuyers, homeowners and real estate investors in 48 states. We work with borrowers seeking practical mortgage solutions through a network of qualified and vetted mortgage brokers across the United States.
Get started now by consulting with a state-licensed loan officer without incurring an check check soft inquiry or hard inquiry: Mortgage Pre-Qualification Form – No Credit Check.
Unconventional mortgages include a broad range of loan programs designed for borrowers whose financing needs fall outside standard agency guidelines.
This can include QM (qualified agency lenders with minimal or no underwriter guideline overlays) Non-QM loans, Near-Prime and Non-Prime Mortgages, Foreign National loans, investor mortgages, Private Money options, Hard Money loans, and other specialty programs for purchase, refinance, cash-out refinance, second mortgages, and construction loans.
Alternative documentation loans are mortgage programs designed for borrowers whose income is better evaluated through alternative qualifying methods rather than traditional tax return analysis.
Qualifying for our self-employed income and employment loan options may include personal or business bank account statements, Debt Service Coverage Ratio (DSCR), 1099-Only income, asset utilization, profit and loss statement only “P&L-Only”, as well as No Doc, No Ratio, Stated Income/Stated Assets (SISA) and Stated Income/Verified Assets (SIVA), etc.
Backed by the integrity of more than 200 of the best wholesale lenders, each offering their own unique line of wholesale loan programs.
Our advantage extends far beyond lender count. Every day, we work directly with wholesale Account Executives, underwriters, broker support teams, pricing specialists, closing departments, title and escrow professionals, and real estate attorneys to move loans from pre-qualification to funding as efficiently as possible.
These long-standing business relationships create opportunities that many borrowers never see. From identifying the right loan program and anticipating underwriting conditions to requesting guideline exceptions, resolving documentation issues, improved pricing, and structuring difficult transactions, our focus is always the same: finding a way to get the loan approved, not finding reasons to decline it.
Whether your financing needs are straightforward or highly complex, our extensive wholesale lending network gives us the flexibility to match borrowers with financing solutions that align with their financial objectives, property type, income profile, and long-term goals.
One advantage of working through a mortgage broker is access to a broader range of loan products, pricing, underwriting approaches, and personal service that extends to you, the borrower.
Our business-to-business relationships ultimately benefit you, the borrower. They provide broader lending options, more competitive pricing, greater underwriting flexibility, faster communication, and access to financing solutions that aren’t available through a single bank or retail lender.