A Wealth of Information and Service (800) 718-8906
A Wealth of Information and Service (800) 718-8906
Our industry leading lenders and loan products including Investment Property Loans, Jumbo Loans, Super Jumbo Loans, and various income and employment documentation solution programs.
Get Pre-Qualified for your Next Mortgage Without a Credit Check
We provide access to 150+ industry-leading lenders and loan programs. Our portfolio includes:
* Non-Agency & Non-QM Mortgage Loan Programs
* Just Missed, Expanded & Elite Mortgage Programs
* Non-Prime, Alt-A & Private Equity Loans
We offer Prime Mortgages, Non-Prime Mortgages, Near-Prime Portfolio non-agency Mortgages, Foreign National Mortgages, and Investor Mortgages and they include No Doc programs, No Ratio programs, Lite Doc, Reduced Doc, Stated Income/Verified Assets, Stated Income/Stated Assets, and Business Purpose mortgage loans.
Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.
Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details.
While conventional loan programs are ideal for some borrowers with standard wage earner income and credit profiles. Conventional lenders also have out-of-the-box mortgage solutions mixed in with some unique guideline variances, We are also experts in conventional lending, lenders, loan programs, as well.
From conventional to unconventional and everything in between, we excel in helping borrowers achieve their homeownership and real estate investment goals at the lowest possible rate, most favorable terms, and best possible conditions.
We recognize that every borrower is unique, which is why we focus on personalized lending solutions. Our alternative mortgage solutions eliminate traditional barriers, offering loan options that do not require tax returns, IRS Form 4506-T, or Form 4506-C. These flexible financing options cater to self-employed borrowers, real estate investors, and those with complex financial profiles. Whether you’re looking for bank statement loans, asset-based lending, or stated income mortgages, we provide access to unconventional lending programs designed to meet your unique needs and also do not require IRS Form 4506-T or Form 4506-C.
We are a one-of-a-kind information resource, redefining transparency in the mortgage lending industry. Our unique business model offers exclusive insights into the niche broker world, delivering uncommon access to specialized loan programs. We highlight innovative guidelines from top lenders, ensuring you stay informed about the most progressive mortgage available in the marketplace.