A Wealth of Information and Service (800) 718-8906

Unconventional Mortgages - A Wealth of Information and Service: (800) 718-8906

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Unconventional Mortgages and Loans

We specialize in every type of mortgage, traditional to non-traditional and everything in between. QM Mortgages and Non-QM Mortgage loans from the top Non-QM investors nationwide. Product, program, pricing, conditions; and service. We go beyond the limits of what traditional government sponsor enterprise lenders can provide like Fannie MaeFreddie MacGinnie MaeFHA, and VA can offer. Questions? Connect with a qualified Loan Officer (800) 718-8906. Also, see our comprehensive loan scenario pre qualification form (no credit check).

Unconventional Mortgages

We work with select Mortgage Brokers: Loan Officers, Wholesale Lenders and Wholesale Lender Representatives, correspondent lenders, underwriters, Account Managers, Broker Service Representatives, Real Estate Transaction Coordinators, Real Estate Attorneys, Appraisers, Appraisal Management Companies, Coordinators, underwriters, re-underwrite depart staff (help Desk / Loan Program Experts and Loan Scenario Specialist, and C-level community decision makers.
We Our alternative solutions are designed to accommodate all employment self-employed professionals traders wage earners entrepreneurs business professionals that may or may not have unique financial situations and nontraditional documentation We offer Prime MortgagesNon-Prime MortgagesNear-Prime Portfolio non-agency MortgagesForeign National Mortgages, and Investor MortgagesNo Doc programsNo Ratio programsLite Doc, Reduced DocStated Income/Verified AssetsStated Income/Stated Assets, and Business Purpose mortgage loans.

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Unconventional Mortgage Lenders

Our industry leading lenders and loan products including Investment Property LoansJumbo LoansSuper Jumbo Loans, and various income and employment documentation solution programs.

Non-Qualified Mortgages

Non-QM Mortgages - Flexible Income Verification

Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.

QM and Non-QM Alternatives

Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details.

Solution-Based Mortgage Lending

While conventional loan programs are ideal for some borrowers with standard wage earner income and credit profiles. Conventional lenders also have out-of-the-box mortgage solutions mixed in with some unique guideline variances, We are also experts in conventional lending, lenders, loan programs, as well.

From conventional to unconventional and everything in between, we excel in helping borrowers achieve their homeownership and real estate investment goals at the lowest possible rate, most favorable terms, and best possible conditions.

BrokerMortgages.com

We recognize that every borrower is unique, which is why we focus on personalized lending solutions. Our alternative mortgage solutions eliminate traditional barriers, offering loan options that do not require tax returns, IRS Form 4506-T, or Form 4506-C. These flexible financing options cater to self-employed borrowers, real estate investors, and those with complex financial profiles. Whether you’re looking for bank statement loans, asset-based lending, or stated income mortgages, we provide access to unconventional lending programs designed to meet your unique needs and also do not require IRS Form 4506-T or Form 4506-C.

We are a one-of-a-kind information resource, redefining transparency in the mortgage lending industry. Our unique business model offers exclusive insights into the niche broker world, delivering uncommon access to specialized loan programs. We highlight innovative guidelines from top lenders, ensuring you stay informed about the most progressive mortgage available in the marketplace.

1 Month - 24 Months Bank Statement Loan Programs

1 Month Loan Programs

3 Month Loan Programs

6 Month Loan Programs

12 Month Loan Programs

24 Month Loan Programs

Alternative Income Documentation

Contact a Loan Officer

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Non-Qualified Mortgage Lending

Alternative Lenders and Loans

Stated Income Home Loans

Construction Loans

Cash Out Refinance

Non-Prime Bank Statement Mortgages

Jumbo Bank Statement Loans

Credit Score Tools