We offer real financial solutions to mortgage borrowers seeking financing suited to their specific needs by matching their individual loan scenarios with qualified Loan Officers that can accommodate those needs.
We specialize in both conventional and Unconventional mortgage financing: Our network includes lenders offering loans through Government-sponsored enterprise (Fannie Mae, Freddie Mac), FHA and VA lenders) and Qualified (QM) portfolio lenders, and unconventional mortgages and loans. We provide access to mortgage lenders through the wholesale broker channel, loan programs, vetted loan officers, and mortgage brokers in 48 states.
Information resource: This mortgage website is different from most mortgage websites because it is not built around advertising interest rates or promoting a limited selection of loan products. Instead, the focus is on helping consumers research real-world mortgage programs and better understand the broad range of available financing options.
Prequalification: Get pre-qualified for a mortgage without a credit check, soft inquiry, or hard inquiry. We, too, aren’t interested in jumping through the hoops of a full application, credit check, etc., before we are confident we can fund your loan according to your individual needs and specific requirements. We have hundreds of years of collective mortgage origination experience. We can prequalify and price your loan before pulling your credit.
Complete our Mortgage Pre-Qualification Form – No Credit Check form. Our unique no credit check prequalification form helps us connect you with the right loan officer. A state-licensed loan officer will research potential loan program options based on your income type, employment type, credit profile, property type, occupancy type, etc.
Unconventional mortgages include QM (qualified agency lenders with minimal or no underwriter guideline overlays) Non-QM loans, Near-Prime and Non-Prime Mortgages, Foreign National loans, investor mortgages, Private Money options, Hard Money loans, and other specialty programs for purchase, refinance, cash-out refinance, second mortgages, and construction loans.
We are backed by the integrity of more than 200 of the best wholesale lenders, each offering their own unique line of wholesale loan programs. Our advantage extends far beyond lender count. These long-standing, day-to-day business relationships create opportunities. Lenders want brokers business and work hard to earn it.
We work with underwriters, directly and indirectly, and account executives (lender representatives) supported by Broker Service Representatives and pre-underwrite broker support teams. Their role is to assist loan officers with loan structure, income calculation, anticipated approval conditions, and guideline exceptions, identifying ways to approve a loan, rather than finding reasons to decline it. The common goal is simple and always the same: the best conditional loan approval (CLA) at the best possible interest rates.
Whether your mortgage needs are straightforward or complex, our extensive wholesale lender network helps us identify financing options suited to your property, income profile, credit profile, financial objectives, and long-term goals.