We are a progressive network of mortgage professionals specializing in unconventional mortgage loans and alternative real estate financing.
We work above and beyond the capacity of what a conforming lender like Fannie Mae, FHA, VA, Freddie Mac, Ginnie Mae can offer. We provide alternative financing solutions.
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Information Resource and Service Provider: We are about exceptional service, diligence, and results. From conventional to unconventional and everything in between, we excel in helping borrowers achieve their homeownership and real estate investment goals at the lowest possible rate, most favorable terms, and best possible conditions.
We offer Prime Mortgages, Non-Prime Mortgages, Near-Prime Mortgages, Foreign National Mortgages, and Investor Mortgages and they include No Doc programs, No Ratio programs, Lite Doc, Reduced Doc, SIVA, SISA, and Business Purpose mortgage loans,
Our mortgage are from industry leading lenders and loan products include investment property loans, jumbo loans, super jumbo loans, and various income and employment documentation solution programs.
We are a network of Mortgage Brokers: Loan Officers, Wholesale Lender Representatives, correspondent lenders, underwriters, Broker Service Representatives, underwriters and C-level community decision makers. We provide access to 150+ industry-leading lenders and loan programs. Our portfolio includes:
* Non-Agency & Non-QM Loans
* Just Missed, Expanded & Elite Mortgage Programs
* Non-Prime, Alt-A & Private Equity Loans
* Hard Money & Private Money Financing
* Small Business & Alternative Lending Solutions
Since 2001, we’ve been a trusted resource for noteworthy wholesale mortgage broker industry information.
Qualified Mortgages are considered conventional and Non-Qualified mortgages “Non QM” are considered unconventional mainly because of the flexible underwriter guidelines such as DTI >43%, 40-year terms, and Interest-Only terms, to name a few.
Explore alternative lending solutions with mortgage programs tailored for diverse financial situations. Our resources cover program guidelines, qualification matrices, credit score requirements, financing limits, loan maximums, property eligibility, occupancy rules, seasoning criteria, reserve requirements, and key underwriting details. Whenever we introduce a new loan program, we update this site, relevant directories, and social media to keep consumers and industry professionals informed about the latest.
We recognize that every borrower is unique, which is why we focus on personalized lending solutions. Our alternative mortgage solutions eliminate traditional barriers, offering loan options that do not require tax returns, IRS Form 4506-T, or Form 4506-C. These flexible financing options cater to self-employed borrowers, real estate investors, and those with complex financial profiles. Whether you’re looking for bank statement loans, asset-based lending, or stated income mortgages, we provide access to unconventional lending programs designed to meet your unique needs.and also do not require IRS Form 4506-T or Form 4506-C.
We are a one-of-a-kind information resource, redefining transparency in the mortgage lending industry. Our unique business model offers exclusive insights into the niche broker world, delivering uncommon access to specialized loan programs. We highlight innovative guidelines from top lenders, ensuring you stay informed about the most progressive mortgage solutions available.