The Real Estate Investor Program offers flexible income documentation options, including Full Doc or DSCR (Debt Service Coverage Ratio)
Purchase or Cash Out Refinance 620 Credit Score
Income Documentation: DSCR (Debt Service Coverage Ratio) Eligible DSCR and LTV Ratios: Debt Service Coverage Ratio (DSCR) .75% – 1.5%
Loan-Jumbo Loan AMounts:
DSCR Loans up to $7,000,000 – 80% LTV Purchase, 75% Cash-Out
Super jumbo DSCR loans from $250,000 to $7,500,000. Get up to 80% LTV for purchases and 75% for cash-out refinances.
Looking for flexible financing? DSCR loans offer high loan amounts with simplified income documentation, ideal for real estate investors. With generous LTV limits and no traditional income verification, DSCR programs are designed for borrowers focused on property cash flow.
Eligible Property Types:
Single Family Residence (SFR), Condos, 2-4 Units
Eligible Occupancy: Investment Properties
DSCR Terms Available:
10-year arm, 30-year fixed, 40 year fixed. Interest only also available
Underwriting Notes: Investors, 1-10 Financed Properties allowed even if non-owner occupied.
Available in the Following States:
Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.