Jumbo Second Mortgage Bank Statement Loan CLTV (Combined Loan-to-Value) / Loan Amount * 85% CLTV / $250,000 * 80% CLTV / $350,000 * 75% CLTV / $500,000 Property Types: Single Family Residence, Townhomes, Condos, >4 stories (reduce CLTV 10%), PUD’s
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
3 Month Business or Personal Bank Statement Loan Program Business Bank Statements or 3 Months Personal Bank Statements Our 3 Month Program is the alternative to 6-month, 12-month and 24-month
Non-Prime Jumbo Program Loan Amount – $3,500,000 600 Credit Score Jumbo Mortgage Program, designed to provide accessible financing solutions for discerning investors. With loan amounts up to $3,500,000, our Alt
Asset-Based Qualification Program – No 4506-C This is both a Stated Income and Asset Depletion loan program and it is designed for the high-net-worth borrower that is looking to purchase
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide financing for borrowers with a 600+ credit score. Self-employed individuals using personal or business bank
Lite Doc and Reduced Doc Options: * Lite Doc – 12-Month Income Documentation Our alt doc mortgage loan program includes a Lite Doc option designed for borrowers who prefer simplified
Bank Statement Jumbo to 90% LTV Financing Guidelines * 12 Months Bank Statements or One Year 1099 “1099 Only Program” Sole proprietors can qualify for the “1099 Only Program” by
Non-Prime – One Day Out of a Short Sale or Foreclosure This loan is for people that have recently either foreclosed or short sold their property. If you have a
Maximum Loan Amount – $3,000,000 This investment property loan program provides up to $3,000,000 for purchases and rate-term refinances, with cash-out refinancing available up to $750,000. Eligible property types include
Six Alternative Income Verification Options Non-QM loan program uses bank statements in lieu of Traditional Income Documentation to determine a borrower’s Ability-to-Repay. Agency – government regulated. Non-QM is manually underwritten
Jumbo and Super Jumbo Bank Statement Mortgage Self-Employed borrowers qualify for jumbo and super jumbo alternative income loans up to $10,000,000 with bank statement income documentation. Self-Employed Home Loan Options:
Purpose: Purchase Rate & Term Refinance – Rate & Term and Cash Out * Jumbo Bank Statement Loan to $5,000,000 * Maximum Loan Amounts: $5,000,000 * Maximum Cash Out –
Second Mortgage Bank Statement Mortgage Program This program is ideal for the borrower that wants to protect their low-interest rate first mortgage and would prefer a lump sum (from their
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program allows you to qualify using bank statements, providing a flexible solution for millions of self-employed
Five Alternative Income Verification Options – This Non-QM loan program uses bank statements in lieu of Traditional Income Documentation to determine a borrower’s Ability-to-Repay. Agency – government regulated. Non-QM is
Unique Investor Loan Program real-estate-investor-cash-out/Designed for real estate investors, this Bank Statement loan can qualify investor income and self-employment income in different or multiple accounts. Rental income instead of tax
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique portfolio loan of products and programs. They autonomously determine Non-QM and Non-Prime manual underwriting decisions.
Jumbo Mortgage Portfolio Bank Loan – Highlights * Alternative Lite Doc income documentation: 1099 Only to $3,000,000 * This Bank Loan Super Jumbo is a Good Alternative to a Conventional
Bank Statements for all Self-Employed Borrowers ** November 2024 Update * Purchase, Rate/Term, and Cash Out to $12,000,000 Key Benefits Bank Statement Mortgages: * Personal Account and Business Account(s) Bank
6 Months Bank Statements – 660 Minimum Mortgage Credit Score Personal or Business account statements can be used with any qualified assets with a credit score of 660 to a
Jumbo Second Mortgage Alt Doc – Form 4506-T Not Required 80% LTV 2nd mortgage to $350,000 Alt-Doc for Self-Employed Borrowers and Full Doc for everyone. This program is a Non-QM
Bank Statement Program – 2024 This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on revenue calculated from business or
Alternative Income Documentation 600 Credit Score Bank Statement Month Options: 12 or 24 Months Business and/or Personal (Co-Mingled OK) Accounts More and more Self-Employed Americans are finding it much easier
Manual Underwrite Super Jumbo Mortgage Super Jumbo Non-Conventional Mortgage Loan Program | Flexibility | Freedom | Buying Power Mortgage financing freedom ability available to purchase a home or expand your
Second Mortgage Bank Statement Loan Loan Purpose: Purpose: Second Mortgage/ Cash Out/ Debt Consolidation (cash out can be used to meet reserve requirement) Alternative Self-Employed Income Documentation: * 12 Months
3 Months Business Bank Statements or Personal Bank Statements Our 3 Month Program is the alternative to 6-month, 12-month and 24-month programs. We also have 1-month and 2-month options for credit scores >