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Bank Statement and Asset Depletion Non-QM loan program uses bank statements In lieu of Traditional Income Documentation to determine a borrower’s Ability-to-Repay. Agency – government regulated. Non-QM is manually underwritten per investor guidelines as well as underwriter discretion. Non-QM Income
Non-Prime – One Day Out of a Short Sale or Foreclosure Loan This loan is for people that have recently either foreclosed or short sold their property. If you have a recent short sale or foreclosure, this loan option could
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution
Bank Statement Alt Doc Options Available – 2026 Updates We calculate your monthly income number
True Stated Income 2026 | Form 4506-C Not Required An alternative to the “bank statement
Our 24-Month Bank Statement Program offers a streamlined alternative: instead of relying on tax returns,
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
The Non-QM Bank Statement Loan Program offers flexible underwriting with a maximum Debt-to-Income (DTI) ratio
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
The 6-Month Bank Statement Mortgage 660 Credit Score program for borrowers with credit scores of
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can
Unique Non-QM Lenders and Loans We have many loan options, and we are poised to
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
Bank Statement and Asset Depletion Non-QM loan program uses bank statements In lieu of Traditional
Flexible income documentation options with as little as 3 months of personal or business bank
Non-Prime Alt Doc Self-Employed Program Non-Prime mortgages are not only for challenged credit borrowers, but
Access your home equity with a Jumbo Second Mortgage. Flexible LTVs, alt-doc options, and no
Flexible ITIN mortgage loans for non-U.S. citizens. Finance or refinance investment properties with up to
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
The Non-Qualified Mortgage Jumbo (55% DTI) program is for borrowers with a high debt ratio
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique
Non-Prime – One Day Out of a Short Sale or Foreclosure Loan This loan is
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
Non-Qualified Mortgages and Non-QM Mortgage Brokers In an ever-evolving Non-Qualified mortgage market, We continue to
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
One Month Bank Statement Loan Program for self-employed borrowers. A flexible solution allowing qualification with