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Bank Statement Loans

We offer a wide variety of Bank Statement loan programs with expanded underwriter guidelines from the best Non-QM lenders in California from the leading Investors. Non-QM lender are changing the how self-employed borrowers qualify for their mortgage credit.

Bank Statement Loans Programs We Offer - Guidelines and Highlights | 800-718-8906

Non-Prime 6 Month Bank Statement Mortgage

Five Alternative Income Verification Options This Non-QM loan program uses bank statements in lieu of Traditional Income Documentation to determine a borrower’s Ability-to-Repay. Agency – government regulated. Non-QM is manually underwritten per investor guidelines as well as underwriter discretion.. Non-QM

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Real Estate Investor Bank Statement Loan

Unique Investor Loan Program real-estate-investor-cash-out/Designed for real estate investors, this Bank Statement loan can qualify investor income and self-employment income in different or multiple accounts. Rental income instead of tax returns, leases can be utilized to document income. Include your

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Exception-Based Non-Prime Loan

Maximum Loan Amount: $4,000,000 Cash Out: $2,000,000 Specialized lender leads the way in the Non-Prime niche mortgage lending space with over 50 years of collective

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Non-Prime Cash Out Refinance

Our Bank Statement Loan program provides self-employed borrowers with an alternative to traditional income documentation. Use personal or business bank statements for up to 24

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Non-QM – Stated Expense Ratio

Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement lenders apply varying expense percentage rates to estimate business costs—key

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Bank Statement Super Jumbo Loan

Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide financing for borrowers with a 600+ credit score. Self-employed individuals

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Non-QM Lenders and Loans

Bank Statement Program – 2024 This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on

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Stand-Alone Second Mortgage

Second Mortgage Bank Statement Loan A Second Mortgage Bank Statement Loan is an ideal solution for homeowners looking to access their home equity without traditional

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90% LTV – ITIN Investors

Foreign Nationals are buying properties now more than ever which means good & effective Buying Power for the foreign national and also more and more

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Super Jumbo Investor – 30 million

Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting and in-house decisions. Final decision with second signature requirement. Income

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Non-QM Super Jumbo Alt Doc

Jumbo Bank Statement Program – 620 Credit Score Now you can use your 1099(s) for to qualify (sole proprietor) as additional income/”ability to repay” Self-Employed

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Bank Statement Loans – 2023

Bank Statement Mortgage Program for Self-Employed Borrowers Purchase, Rate/Term, and Cash-Out – Up to $12,000,000 Key Benefits of Bank Statement Mortgages * Accepts Personal and

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Super Jumbo Bank Statement Program

Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution without traditional income verification. Qualify using 24 months of personal

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Bank Statement Loans by State:

Alt Doc Loans

Alternative Income Documentation

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Unconventional Mortgage Lending

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Cash Out Refinance Loans

Stated Income Loans

Second Mortgages

Second Mortgage Niche Loans

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Non-QM Lenders

Non-Prime Mortgage Loans

Non-Prime Bank Statement Loans