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DSCR Mortgage – Social Security Number Not Required Our flexible options with DSCR, No Ratio makes it easy to purchase or refinance (including Cash Out) DSCR ≥.75 and No Ratio options Qualify with a minimum DSCR of .75 and loan
Alternative Income Documentation: 12 Months Bank Statements Income verification is not required for the bank statement second mortgage loan program. Instead of traditional income documentation, it uses alternative methods like bank statements to assess a borrower’s financial ability, making it
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
6-Month Bank Statement Loan – 680 Credit Score This Six-Month Bank Statement Loan program caters to borrowers
Inherited Property Financing 75% Loan-to-Value (LTV) This loan program is for people that have lost
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Bank Statement Mortgage Program for self-employed borrowers using personal or business bank statements instead of
Stated Income Mortgage Loan Up to $4,000,000 Access an easy home loan up to $4,000,000
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique
Federal Tax Transcripts Not Required Loan Qualifying Criteria for this loan program are Asset Based.
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Nationwide Private Mortgage Lender Unique mortgage loan program designed for the Residential Real Estate Investor
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with