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Unconventional Mortgages | A Wealth of Information - Resource and Service: (800) 718-8906`

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1099 Mortgage Loans

1099 Only loan programs are for Sole Proprietors. Independent Contractors can utilize one or multiple 1099's for the previous 1 or 2 years. "Reduced Doc" - 1-year history. "Lite Doc" - 2-year history, instead of the standard 2 years full business and personal tax returns, P&L statements, etc. Also, please note: No Form 4506-C (formerly Form 4506-T).

~ Unconventional Loan Programs We Offer - Guidelines and Highlights:

680 Credit Score $1,500,000 Cash Out

Jumbo Cash-Out Refinance Loan – DTI to 55% Jumbo Mortgage Cash-Out Refinance – 680 Credit Score This special jumbo cash-out refinance loan program allows homeowners with a 680 credit score to access up to $1,500,000 in cash. This loan option

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04/09/2014 12/03/2024

Inherited Property Loan Program

Inherited Property Financing 80% Loan-to-Value (LTV) This loan program is for people that have lost a family member and would like to keep the home. Purpose: Purchase, Refinance Rate & Term R&T, Refinance – Cash Out This is a manual

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06/04/2015 11/28/2024

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Alternative Income Documentation

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Unconventional Mortgage Lending

Latest Loan Programs

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Cash Out Refinance

Second Mortgages

Second Mortgage Niche Loans

Construction Loans

Purchase Loans | Alt Doc​

Refinance Loans | Alt Doc

Non-QM Mortgages

Non-QM Lenders

Non-Prime Mortgage Loans

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