Unconventional Mortgages - Information and Service (800) 718-8906

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906

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Asset Qualifier

Portfolio Mortgage Asset-based Income Documentation | Asset Based Lending * Debt-to-Income DTI (expense ratio) up to 55% Now you can

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One Month Bank Statement Loan

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans

Credit Score Tools

Non-Occupant Co-Borrower Mortgage Programs

Non-occupant co-borrower income plays a crucial role in determining the primary borrower's qualifying debt ratio and DTI eligibility. Non-occupant co-borrowers allowed on refinance programs inluding cash out on second homes, and purchases with true blended ratios.

Contact a Loan Officer

Asset Qualifier

Portfolio Mortgage Asset-based Income Documentation | Asset Based Lending * Debt-to-Income DTI (expense ratio) up to 55% Now you can

Read More »

One Month Bank Statement Loan

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans

Credit Score Tools

Contact a Loan Officer

Asset Qualifier Jumbo Loan

Asset-Based Loan Program Qualifying Criteria for this loan program are Asset Based. This program can also be used to supplement additional alt doc programs such as

Condo Mortgage 90% LTV Jumbo

Condo Mortgage Program 90% LTV to $2,500,000 Purpose: Purchase, Refinance Cash Out 90% LTV – $2,000,000 – 700 Credit Score 90% LTV – $1,500,000 – 680

Non-QM – Stated Expense Ratio

Alternative Bank Statement Income | Non-QM Mortgage Broker * Other Alt Doc, Reduced Doc, and Lite Doc Options Available -1099 Only -Investor Cash Flow DSCR -Asset

Bank Statement Loan to 75% LTV 620 Credit Score

Six Alternative Income Verification Options Non-QM loan program uses bank statements In lieu of Traditional Income Documentation to determine a borrower’s Ability-to-Repay. Agency – government regulated.

Non-Prime True No Doc Mortgage Program

Income Documentation is N/A – No Ratio. Debt-to-income Ratio – N/A Equity Driven Product * Reserves – 6 Months (not including Cash Out Refinance) * Minimum

Bridge and Hard Money Loans

A lender committed to providing gap financing solutions 1st and 2nd Loan Packages Cross collateralization for larger loan sizes Fast underwriting decisions and funding Additional information

Non-Prime Lite Doc and/ or Reduced Doc

Lite Doc – Previous 12 Months Income Documentation: * As an alternative to the standard two years of income documentation, you have two options: either provide

Bank Statement Mortgage – Wage Earner

Bank Statement Mortgage – Wage Earner Jumbo and Super Jumbo Alt Doc Mortgage Purpose: Purchase, Rate/Term and Cash Out: Lite Doc – W2 Wage Earner Wage

12 Month Bank Statement and VOE Alt Doc

Self-Employed Home Loan | 12 Months Bank Statements – 90% LTV – 700 Credit Score Self-employed borrowers can qualify for an extensive line of alt doc

Bank Statements/Asset Depletion to 5-Million

Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Super Jumbo Loan Amounts Credit Scores (middle mortgage score) and LTV’s Employment Types Employment

680 Credit Score $1,500,000 Cash Out

Jumbo Cash-Out Refinance Loan – DTI to 55% Jumbo Mortgage Cash-Out Refinance – 680 Credit Score This special jumbo cash-out refinance loan program allows homeowners with

Alternative Income Documentation

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Non-Qualified Mortgage Lending

Purchase Loans

Purchase Loans | Alt Doc

Refinance Loans

Refinance Loans | Alt Doc

Second Mortgages Loans

Second Mortgages - Niche

Construction Loans