Lenders specializing in mortgages for foreign nationals offer tailored financing solutions for non-resident borrowers seeking to invest in real estate within the United States. These lenders understand the unique financial circumstances and documentation challenges faced by international buyers, providing options that accommodate their specific needs and eligibility criteria.
ITIN Full Documentation: Up to 90% LTV
Our Foreign National Second Mortgage Loan Program offers foreign nationals the opportunity to secure financing with competitive terms, even without a U.S. Social Security number. With ITIN full documentation loans available, qualified applicants can access up to 90% loan-to-value (LTV), providing the flexibility to invest or purchase property with ease.
As a trusted Non-QM mortgage lender, we specialize in high-LTV financing options tailored to meet the needs of foreign nationals. Our ITIN-backed mortgage solutions ensure that borrowers with non-traditional credit profiles can leverage property equity or expand their real estate portfolio confidently.
Second Mortgages (stand-alone): Up to 85% LTV
For foreign nationals seeking flexible financing options, our Foreign National Second Mortgage Loan Program offers access to capital without the need for traditional U.S. credit history. As a leading Non-QM mortgage lender, we specialize in second mortgages that provide a straightforward pathway to homeownership or investment, with loan-to-value ratios up to 85% for qualified applicants.
Our second mortgage solutions empower foreign nationals to leverage existing property equity efficiently. With our expertise in non-qualified mortgage (Non-QM) lending, we deliver customized options that meet unique borrowing needs—perfect for stand-alone second mortgages and high LTV requirements.
Debt-Service-Coverage-Ratio (DSCR) 5-10 unit OK DSCR: Up to 75% LTV, Mixed Use Properties OK
Foreign National with F1 Visa
ITIN (Individual Taxpayer Identification Number) 24-month Bank Statement DSCR: Up to 85% LTV Credit Score 640
ITIN DSCR Available!!
DSCR: Up to 85% LTV, Credit Score 640
Foreign National No Doc Super Jumbo to $5,000,000 for Owner-Occupied (primary residence) and Non-Owner-Occupied (investment property
P&L Only with 24 Months Bank Statements – 100% Deposits
P&L Only without Bank Statements – 100% Deposits
12 months out of Foreclosure/Bankruptcy/90+ Day Late
Foreign National 1099 Only Loans
F1 Visa on Foreign National Loans
Submit a Loan Scenario Form
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing borrowers to qualify based on liquid assets for reduced investor pricing and potential underwriting exceptions.
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors with a minimum credit score of 620. Offers up to 85% LTV for purchase transactions, 80% for cash-out refinance, and loan amounts up to $15,000,000. Income verified through rental leases or appraisal form 1007.
This Alt Doc loan program is for buyers that have extraordinary or unconventional income and documentation including self-employed borrowers and fixed income along with previous
DSCR Debt Service Coverage Ratio Loan Program Debt Service Coverage Ratio Loan Program Guidelines and Requirements Experienced Real Estate Investors – 25 Financed Properties –