Unconventional Mortgages and Loans - A Wealth of Information and Service
Contact a Loan Officer: (800) 718-8906
Contact a Loan Officer: (800) 718-8906
Quick Close Mortgage Service is designed for borrowers who require speed, certainty, and execution. Our close-of-escrow date commitment is driven by C-level lender alignment and grounded in proven broker-lender performance and execution history.
Get a head start on your loan approval without getting your credit checked with our comprehensive Pre-Qualification Form.
Need a quick close mortgage? Our Quick Close Mortgage Service is designed for borrowers who require speed, certainty, and execution.
Leveraging established lender relationships that are willing and able to prioritize your loan file through expedited underwriting, accelerated document review, and direct access to key decision-makers.
Our close-of-escrow date commitment is driven by C-level lender alignment and grounded in proven broker-lender performance and execution history.
Expedited qualification and approval to ensure a more efficient escrow process time. The key is to start with the right approval which means acceptable and easy conditions.
Whether you have been recently declined or have been told you don’t qualify for the mortgage you need. or are just simply shopping price, researching different terms, approval conditions, what have you.
Leveraging established lender relationships across wholesale, portfolio, and Non-QM channels, we are able to prioritize and dial in your loan file through expedited underwriting, accelerated document review, and direct access to key decision-makers.
Your Loan Officer chooses the lender and loan program and the conditions of our choosing (you, your loan officer and loan officer lender rep for guideline exception and or pricing concession, and underwriter for documentation sign off.
This process may also include an expedited pre-qualification, helping ensure a faster, more efficient escrow timeline: the right approval structure, with acceptable conditions, lender and loan program selection, and committed turn times from title and appraisal partners.
At the most basic level, we offer multiple manual underwriting programs to where we refer the judgment of an (AUS) Automated Underwriting System to an actual person; an intelligent underwriter. Quite often, a weak Loan Officer will give up (drop the ball) after he is declined an automated underwriting approval.
Different A-paper agency/Qualified Mortgage lenders have different secondary market underwriting guideline overlays and some have none at all, about 5%.
You might not need an unconventional mortgage loan, you may just need a Loan Officer that has experience manipulating the AUS system. The same borrower can have 2 very different AUS approvals in turn different Approve Eligible conditions and pricing.
Seeking a lender that will approve your mortgage with reasonable pricing, terms, and conditions? Not all Loan Officers are created equally. Good service is a good rate, quick turn-times, and a loan. Great service is all that plus the right mortgage that fits you. Consult a Loan Officer that possesses the knowledge, experience, and resources to get work done.
Loan program knowledge is important because a loan officer(s) that has the knowledge of a full spectrum of available lender (including guideline changes) programs can make the difference between the wrong loan and the right one.