Non-QM wholesale mortgage lender. Questions? Contact a Loan Officer (800-718-8906.
A No Income and No Employment Verification loan provides flexible mortgage financing for creditworthy borrowers who may not qualify through traditional income documentation. This No Ratio mortgage option does not require income or employment verification, making it a practical solution for borrowers with non-traditional documentation, complex income structures, or limited access to conventional lending programs. ~ Questions? Speak to a Live Loan Officer (800) 718-8906.
Alternative Documentation loans provide flexible mortgage options for borrowers who may not qualify with traditional W-2s, paystubs, or tax returns. Income may be documented through bank statements, profit-and-loss statements, 1099 income, written verification of employment, asset utilization, or other approved non-traditional methods, helping self-employed borrowers, investors, and complex-income borrowers qualify more efficiently.
Prime Alt Doc loans provide flexible mortgage financing for well-qualified borrowers who need alternative income documentation but have stronger credit, reserves, equity, or overall borrower profiles. Instead of relying solely on traditional W-2s or full tax returns, eligible borrowers may qualify using approved documentation such as bank statements, 1099 income, profit-and-loss statements, written verification of employment, asset utilization, or other acceptable alternative income methods.
An ITIN loan provides mortgage financing options for borrowers who are not U.S. citizens and use an Individual Taxpayer Identification Number instead of a Social Security number. This program can help eligible ITIN borrowers pursue homeownership, build credit, and establish long-term financial stability through real estate ownership.
