DSCR Loans give real estate investors to expand their portfolios by leveraging cash flow, offering flexibility and powerful financing options. This program not only supports your clients but also builds your loyal and growing customer base.
Program Features:
Loan amounts up to $3,000,000
Investor -Maximum loans exposure or $10,000,000
1-4 unit properties
Flexible DSCR options: No Ratio (680+ credit), Low Ratio (0.75:1–1:1), Standard (1:1, 660+ credit), and Elite (1.20+ for best rates)
Up to 85% LTV, 100% gift funds allowed, no borrower minimum contribution
Loan terms: 5/6 ARMs, 30- and 40-year fixed, with interest-only options
First-time buyers/investors and foreign nationals eligible
Dedicated DSCR/Investor loan support team
Investment property only
Offer competitive DSCR solutions to grow your clients’ portfolios and your business.
Available in the Following States:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, South Carolina, Tennessee, Texas, Utah, and Washington.