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Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution without traditional income verification. Qualify using 24 months of personal or business bank statements with loan amounts up to $5,000,000 and LTVs up to 90%.
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique portfolio loan of products and programs. They autonomously determine Non-QM and Non-Prime manual underwriting decisions. Moreover, portfolio lenders have the capability to lend their own
One Month Bank Statement Loan Program for self-employed borrowers. A flexible solution allowing qualification with
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
Jumbo Non-QM Bank Statement Loans offer self-employed and high-income borrowers a flexible way to qualify
Access your home equity with a Jumbo Second Mortgage. Flexible LTVs, alt-doc options, and no
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
Manual Underwrite Super Jumbo Mortgage Super Jumbo Non-Conventional Mortgage Loan Program | Flexibility | Freedom
The 6-Month Bank Statement Mortgage 660 Credit Score program for borrowers with credit scores of
600 Credit Score Jumbo Mortgage Programs A 600 credit score jumbo mortgage provides non-prime financing
The Bank Statement Loans highlights a suite self-employed borrowers that cannot provide conventional income documentation
The Non-Qualified Mortgage Jumbo (55% DTI) program is for borrowers with a high debt ratio
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Lite Doc Jumbo and Super Jumbo Mortgage Purpose: Purchase, Rate/Term and Cash Out (6 Months
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
Non-Prime – One Day Out of a Short Sale or Foreclosure Loan This loan is
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to
Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases,
Our 24-Month Bank Statement Program offers a streamlined alternative: instead of relying on tax returns,
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months
The Non-QM Bank Statement Loan Program offers flexible underwriting with a maximum Debt-to-Income (DTI) ratio
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Jumbo Bank Statement Loan to $5,000,000. Alt-doc qualifying with 12–24 month. bank statements, up to
Bank Statements Jumbo Mortgage with a 3-Month Program. Use either business or personal bank statements
True Stated Income 2026 | Form 4506-C Not Required An alternative to the “bank statement
Stated Income Jumbo Construction Loan up to $10 Million for home builders. Short-term financing for
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
12-Month Bank Statement Program expands its reach with low-doc qualifications for self-employed borrowers including sole
Bank Statement Loans for Self Employed Borrowers Whether you’re purchasing your first home or expanding
Our bank statement loan service provides flexible solutions. By analyzing gross monthly deposits and subtracting
Six Alternative Income Verification Options This 3 month, 6 month, 12 month, or 24 month
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
Qualify for a mortgage using as little as 12 months of personal or business bank
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to