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Inherited Property Loan Program

Inherited Property Financing

80% Loan-to-Value

This loan program is for people that have lost a family member and would like to keep the home.

This is a manual underwrite program

Same day approval

Fund within 2 weeks



Refinance Rate & Term R&T

Refinance – Cash Out

Maximum LTV – 80%

Future value can be used for LTV qualifying purposes

Underwriting Notes:


This is not a credit or credit score driven loan

No minimum credit score required

Major credit events

Bankruptcy – OK

Foreclosure – OK

Short Sale – OK

Deferred Maintenance – OK

Debt Consolidation – OK

Debt-to-Income (DTI)

50% Maximum

Future Rental Income Considered on a Case-by-Case basis, Underwriter’s Discretion

Home Improvement Cost can be included in the loan and paid out at the close of escrow

Available in the Following States:

Arizona, Alabama, California, Colorado, Florida, Georgia, Illinois, Louisiana, Maine, Maryland, Mississippi, Nevada, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Lending

Non-Qualified Lenders

Unconventional Lenders