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Unconventional Mortgages - A Wealth of Information and Service: (800) 718-8906

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Stated Income/Stated Assets

For borrowers seeking minimal documentation, the Stated Income/Stated Assets (SISA) option provides an easy and opportune loan approval, focusing on stated financial details rather than extensive verification. This makes it a practical choice for self-employed borrowers and investors with unconventional or nonexistent income revenue streams. | Questions? Speak to a Loan Officer (800) 718-8906.

Stated Income/Stated Assets Loans - Programs We Offer | Guidelines and Highlights:

Non-Prime True No Doc Mortgage Program

This Alt Doc loan program is for buyers that have extraordinary or unconventional income and documentation including self-employed borrowers and fixed income along with previous credit challenges. Manual underwriting through intelligent guidelines. Debt-to-Income Ratio Not Considered. Equity Driven Product Unlike

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Non-QM – Stated Expense Ratio

Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement lenders apply varying expense percentage

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Alternative Income Documentation

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Unconventional Mortgage Lending

Stated Income Loan Programs

Purchase Loans | Alt Doc

Refinance Loans | Alt Doc

Cash Out Refinance

Second Mortgages

Second Mortgage Bank Statement Loans

Credit Score Tools