Unconventional Self-Employed Mortgages | A Wealth of Information and Service

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Stated Income/Stated Assets

For borrowers seeking minimal documentation, the Stated Income/Stated Assets (SISA) option provides an easy and opportune loan approval, focusing on stated financial details rather than extensive verification. This makes it a practical choice for self-employed borrowers and investors with unconventional or nonexistent income revenue streams.
Questions? Speak to a Loan Officer (800) 718-8906.

Stated Income/Stated Assets - Programs We Offer | Guidelines and Highlights:

P&L-Only Mortgage Loan Program

Self-employed borrowers may qualify with an unaudited 12-month or 24-month profit and loss statement. Program features include financing up to 90% LTV, loan amounts up to $4 million, and no bank statements required to support the P&L.

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DSCR – 4 Units

Real Estate Investors & DSCR Loans DSCR Loans give real estate investors to expand their portfolios by leveraging cash flow, offering flexibility and powerful financing options. This program not only supports your clients but also builds your loyal and growing

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Non-Prime True No Doc Mortgage Program

The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for borrowers with unconventional income or documentation (like the self-employed, fixed-income

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Super Jumbo Investor Loan

Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for seasoned professional Business Purpose Real Estate Investors for most property

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Non-QM – Stated Expense Ratio

Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement lenders apply varying expense percentage rates to estimate business costs—key

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Alternative Income Documentation

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Asset Depletion Loan Programs

Purchase Loans | Alt Doc Loans

Refinance Loans | Alt Doc Loans

Cash Out Refinance

No Doc Loans

Stated Income Loans

Second Mortgage Bank Statement Loans

Credit Score Tools