Connect with a Broker (800) 718-8906

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906


True No Doc Home Loan

True No Doc – No Income or Asset Documentation

* True Super Jumbo Mortgage Loan Program – $30,000,000

No Income Documentation and No Employment History Stated on Application. This loan was designed for borrowers, Self-Employed Borrowers, W2 Wage Earner Borrowers, unemployed, retired, Day Trader, cash side business, does not matter. If you have a pulse and a good equity position, you’re in.

No Income | No Assets – No Employment

This No Doc Jumbo and Super Jumbo Mortgage Loan Program allows applicants to leave income, liquid assets, and employment information blank on the 1003 Uniform Residential Loan Application. This program is ideal for borrowers who cannot or prefer not to disclose their financial details. With no income, asset, or employment verification required, it offers a streamlined process for securing a mortgage.

Portfolio Non-QM Portfolio Direct Mortgage Lender

Direct lender- Lender Makes First and Final decision usually within 24-48 hours depending on the complexity of the borrowers’ credit profile and never requires an outside “investor” signature.

Specific No Doc Loan Program – Product and Service

This No Doc Loan program is unique simply because it’s offered by an independent lender. Our unique portfolio direct lender offers this unique one-of-a-kind No Doc Loan program, distinguishing itself by requiring no income, asset, or employment verification.

True No Documentation – No Liquid Asset Documentation

This exclusive product and service are provided by an independent lender, ensuring a streamlined application process. Experience a hassle-free loan approval with our one-of-a-kind No Doc Loan program.

Additional loan features available to help fix gap in funding or fit nicely in the Investor filling in any unanticipated gaps in funding – Capital delivered 2 business days.

Quick Close: Closing’s average 10-15 business days from application to closing.

Minimum Credit Score: 740

Cash Out Refinance

6 Month Title Seasoning Required. Not the “standard” 12 months

Eligible Occupancies: Owner-Occupied, Investment properties.

Purchase and refinance- 30-day seasoning for cash out using new appraised value.

3-year loans for borrowers with longer-term exit strategy as well as traditional bridge funding for Investors.

Closing in natural person name OR business entity such as LLC, Corporation, etc.

We have many additional alternative income documentation loan programs available. Connect with a Mortgage Expert: (800) 718-8906 or submit a prequalification without a credit check or an inquiry.

Mortgage Pre-Qualification Form – No Credit Check

Eligible Borrowers: US Citizen, Foreign Nationals, Resident Alien, Non-Residential Aliens

Underwriter Notes and Highlights:

* Cross-Collateralization – OK

* Non-Occupant Co-Borrowers – OK

** First Time Home Buyer (FTHB) – OK + (reduce maximum LTV 10%)

* Additional Reserves for Real Estate Owned (REO) – Not Required

** Bridge Funding for Investors

Available in the Following States:

Arizona, Alabama, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Michigan, Mississippi, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Lending

Non-Qualified Lenders

Unconventional Lenders