Unconventional Mortgages and Loans - A Wealth of Information and Service

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Self-Employed Loan Programs

Loan Solutions for Self-Employed mortgage borrowers. Self-employed individuals seeking mortgages often encounter challenges in verifying their employment status. However, various Verification of Employment (VOE) documentation option programs exist to address this issue. These programs offer tailored solutions for self-employed borrowers. Self-employed borrowers, with their Mortgage Loan Officer can navigate the mortgage approval process more smoothly and access financing options that align with their unique employment circumstances. Questions? Speak to a Mortgage Expert (800) 718-8906.

Self-Employed Mortgage Loan Programs We Offer - Guidelines and Highlights:

Debt Service Coverage Ratio Mortgage Loan Program

680 Credit Score to $3,000,000 Loan Amount Our Debt Service Coverage Ratio (DSCR) mortgage loan program is designed for investors, high-net-worth individuals, and self-employed borrowers. Qualification is based on the property’s rental income, with DSCR calculated as gross rental income

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P&L-Only Alt Doc Jumbo Second Mortgage Loan

Alt Doc P&L-Only Jumbo Second to $1,500,000 Cash Out can be used for any purpose including , debt consolidation or purchase piggy back second mortgage. This loan program is for self-employed people that are unable to use traditional income documents.

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Alternative Income Documentation

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Unconventional Mortgage Lending

Self-Employed Home Loans

No Doc Loan Programs

Asset Depletion Loan Programs

Second Mortgages

Cash Out Refinance