Contact a Loan Officer (800) 718-8906
One-month bank statement loan programs provide a streamlined income-documentation option for certain self-employed borrowers with recent, verifiable cash flow.
Rather than averaging deposits over one or two years, the lender reviews a limited statement period together with supporting documentation that may include a profit-and-loss statement, business verification, reserves, or other financial records.
Because the income history is abbreviated, qualification may depend more heavily on credit strength, equity, liquidity, business stability, and the consistency of the deposits presented.
Submit your loan scenario for loan officer review before having your credit checked or speak to an experienced loan officer: 800-718-8906.
Related: Credit Analyzer, Credit Score Simulator, Credit Rescore, Credit Rescore Guidelines
Prime, Non-Prime, and Investor DSCR Solutions Non-QM: Non-QM lender now allows you to qualify using a flat 20% expense ratio across all industries and without
Non-QM lender offering bank statement loan programs, Foreign National loan programs, Non-Prime loan programs, ITIN investor loans, Asset Depletion and DSCR loans. Come see our
One Month Bank Statement Loan Program for self-employed borrowers. A flexible solution allowing qualification with just 1 month of bank statements, ideal for those seeking
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only the most recent month’s bank statement—no tax returns required. This
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique portfolio loan of products and programs. They autonomously determine Non-QM