A Wealth of Information and Service (800) 718-8906

Unconventional Mortgages - A Wealth of Information and Service: (800) 718-8906

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Asset Depletion Mortgages

Aggressive asset depletion programs that can be utilized with other income. Explore a range of contemporary asset-based financing choices available in 2025 for your new home loan needs. Asset Depletion Lenders provide loan programs leveraging liquid assets and, in some cases, real estate equity, tailored to your credit profile. Asset Depletion enables borrowers to qualify for their preferred mortgage, offering customized terms and approval conditions to suit individual requirements and preferences, potentially resulting in more attractive pricing. | Questions? Speak to a Loan Officer (800) 718-8906.

Asset-Utilization Loans | Programs We Offer - Guidelines and Highlights:

Asset Qualifier Jumbo Loan

Qualifying Criteria for this loan program are Asset Based. This program can also be used to supplement additional alt doc programs such as Bank Statements and/or 1099’s. Form 4506-T Not Required, and Form 4506-C Not Required This loan program is

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Exception-Based Non-Prime Loan

Maximum Loan Amount: $4,000,000 Cash Out: $1,500,000 Specialized lender leads the way in the Non-Prime niche mortgage lending space with over 50 years of collective wholesale lending and loan origination experience and have streamlined the approval and escrow work flow

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Super Jumbo Programs

Non-QM Mortgage Broker Loan Purpose: Purchase; Rate/Term and Cash Out Refinance; Construction; Commercial; Acquisition For the Super Jumbo Loan Program

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Non-QM – Stated Expense Ratio

Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement lenders apply varying expense percentage

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Asset Qualifier

Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors) to demonstrate ability to repay.

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Alternative Income Documentation

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Unconventional Mortgage Lending

Stated Income Loan Programs

Non-QM Lenders

Non-QM Mortgages

Cash Out Refinance

Second Mortgages

Second Mortgage Niche Loans

Construction Loans

Purchase Loans | Alt Doc

Refinance Loans | Alt Doc

Non-Prime Mortgage Loans

Non-Prime Bank Statement Loans:

Credit Score Tools: