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Stated Income Jumbo Construction Loan 10-Million

Home Builder Construction Loan Program | Forms 4506-T and 4506-C Not Required

This is a short-term construction loan for home builders for subject properties located in Arizona, California, Colorado, Idaho, Illinois, Michigan, North Carolina, South Carolina, Ohio, Oregon, Texas, Utah, and Washington.

Stated Income goes to 10 Million

  • 70% LTV (loan-to-value)
  • 85% LTC (loan-to-cost)

Loan Amounts:

  • Maximum Loan Amount – $10,000,000
  • Minimum Loan Amount – $200,000

Available Terms:

  • 4 months
  • 6 months
  • 9 months
  • 12 months

Shorter-term – lower cost

Blanket Loan available

Construction Completion

Draw Disbursement

Eligible Property Types:

  • Single Family Residence SFR
  • 2 Unit
  • 3 Unit
  • 4 Unit


  • Owner-Occupied
  • Non-Owner-Occupied

Eligible Borrowers:

  • Business Entities – Yes
  • Foreign Nationals – Yes

Underwriting Notes:

Lender qualifies the lowest middle credit score of both borrowers

Available in the Following States:

Alabama, Arizona, California, Colorado, Florida, Georgia, Hawaii, Illinois, Iowa, Kansas, Louisiana, Maine, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and Wisconsin.

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Lending

Non-Qualified Lenders

Non-Qualified Mortgage Lending

Purchase Loans

Purchase Loans | Alt Doc

Refinance Loans

Refinance Loans | Alt Doc

Second Mortgages Loans

Second Mortgages - Niche

Construction Loans