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Investor Loan – No Doc

Nationwide Private Mortgage Lender

Unique mortgage loan program designed for the Residential Real Estate Investor

This is a Private Money lender that has funded thousands of loans nationwide, and makes all decisions in-house with over $200,000,000 to lend. Over 25 years of real estate investing experience; they know how to underwrite a loan.

They also offer 3-year terms for borrowers with longer-term projects as well as traditional bridge funding. An investor can close in a natural person’s name or business entity.

No Income No Asset Verification – Forms 4506-C Not Required

This is a true No Doc hard/soft money lender with national reach. No Income. No-Assets. No Employment. And now we dance. Closing’s average 10 to 15 business days from application.


Income & Employment Documentation: None

  • Employment Status: N/A
  • Employment Type: None
  • Employment Documentation: None

Loan Purpose

Purchase, Cash Out Refinance.


Eligible Property Types:

This Single Family Residences up to 1-4 units


Credit and Credit Scores

Credit scores down to 620 or no score ok. Foreign Nationals also qualify. An investor can utilize this loan program for either a purchase or refinance. 30-day seasoning for cash out using new appraised value.

Credit Event Seasoning Requirements

  • Minimum Loan Amount: $250,000
  • Maximum Loan Amount: $5,000,000
  • Greater than $5,000,000 on a Case-by-Case basis

Maximum LTV

70% LTV guidelines are based on the After-Repair-Value (ARV)


Property Types:

  • 1-2 Units
  • 1-4 Units

Loan Program Guideline Overview and Highlights:

  • No Prepayment Penalties
  • Information on “C” Property Rating
  • Foreign Nationals – OK

Available in the Following States:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Minnesota, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, and Washington.

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Last Updated on 6 days ago by Broker Mortgages