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Alternative Mortgage Lenders

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Reduced Doc – 1 Year Employment

1099 Only Lite Doc Income Documentation Bank Statement Loan | 660 Credit Score – 90% LTV to $1,500,000 Minimum Credit Scores: Portfolio Non-QM Lender Guidelines & Highlights Simplifying Non-QM Underwriting

12 Month Bridge Loan

12 Month Bridge Program Lending Partner with the Flexibility to Deliver Results 12 Month Bridge Loan allows Borrowers Access to the Equity in their Property Before it is Sold. Occupancies:

Bank Statement Loans – 2023

Bank Statements for all Self-Employed Borrowers ** April 2023 Updates * Purchase, Rate/Term, and Cash Out to $12,000,000 Key Benefits Bank Statement Mortgages: * Personal Account and Business Account(s) Bank

Asset Qualifier Jumbo Loan

Qualifying Criteria for this loan program are Asset Based. This program can also be used to supplement additional alt doc programs such as Bank Statements and/or 1099’s. Form 4506-T Not

Six Alternative Income Verification Options

Non-QM loan program uses bank statements In lieu of Traditional Income Documentation to determine a borrower’s Ability-to-Repay. Agency – government regulated. Non-QM is manually underwritten per investor guidelines as well

Non-QM Portfolio Lender Loan Programs

Non-Qualified Mortgage Lender Serving California Business Owners Non-Qm lender offering Non-QM loan programs to California self-employed borrowers. California business owners need flexible non-qualified underwriter guidelines with favorable pricing, reasonable terms,

24 Months Business & Personal Commingle Accounts

Alt Doc – Niche Bank Statement Mortgage Business and Personal Bank Accounts If it is your bank statements that are holding you back from an approval, this could be the solution loan program for you. “Borrower

Asset Depletion Program

Asset Depletion Income Program to 90% LTV Our asset depletion programs can also qualify your business as well as your personal bank (100% gross deposits) accounts on either a 6-month,

Non-QM Lenders and Loans

Bank Statement Program – 2024 This Bank Statement mortgage is designed for self-employed borrowers. You benefit from a simplified qualifying method with income based on revenue calculated from business or

6 Month Bank Statement Mortgage Loan

Alternative Income Documentation Self-Employed & Commission Business Professionals This 6 Month Super Jumbo Bank Statement Non-Qualified Mortgage (non-qualified-mortgages) (Non-QM) loan program is for all residential property types and occupancy types

6 Month Bank Statement Mortgage Programs

Six Month Bank Statement Loan – 660 Credit Score Designed for investors, this Bank Statement Loan program is ideal for borrowers that have experienced significant growth in revenue in the previous 6

Second Mortgage Bank Statement Jumbo

Jumbo Second Mortgage Bank Statement Loan CLTV (Combined Loan-to-Value) / Loan Amount * 85% CLTV / $250,000 * 80% CLTV / $350,000 * 75% CLTV / $500,000 Property Types: Single

Debt Service Coverage Ratio Program

Business Purpose Investor Loan Programs Loan programs for home buyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors. Debt Service Coverage

Non-QM | Non-Prime Loan Programs

Non-Prime Mortgage Lender Programs and Highlights Independent contractor mortgage borrowers can now use their 1099 forms to qualify as additional income, demonstrating their ability to repay. This is particularly beneficial

One Month Bank Statement Loan

Alt Doc Niche Loans

Bank Statement Loan Refinance

Non-QM Mortgage Lender Loans