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6 Month Bank Statement Mortgage Loan

6 Months Bank Statements – 660 Minimum Mortgage Credit Score

Personal or Business account statements can be used with any qualified assets with a credit score of 660 to a maximum loan-to-value ratio (LTV) of 85%. Details below:

Alternative Bank Statement Income Documentation

Self-Employed & Commission Business Professionals, this 6 Month Super Jumbo Bank Statement Non-Qualified Mortgage (non-qualified-mortgages) (Non-QM) loan program is for all residential property types and occupancy types including investment properties. Credit Score, LTV, Loan Amount, Occupancy, Property Type Matrix:

Purchase & R/T Refinance: Single Family Residence – Owner-Occupied:

Loan AmountLoan-to-ValueCredit Score
$4,000,00085% LTV740
$3,500,00085% LTV720
$3,000,00080% LTV700
$2,500,00075% LTV680
$1,500,00075% LTV660

Cash Out Refinance: Single Family Residence/ Owner-Occupied:

Loan AmountLoan-to-ValueCredit Score
$3,500,00085% LTV740
$3,000,00085% LTV720
$2,500,00080% LTV700
$2,000,00080% LTV680
$1,500,00075% LTV660
Eligible Property TypesEligible Occupancies
* Single Family Residence (SFR)
* Condominiums
* Non-Warrantable Condos
* Planned Urban Development (PUD’s)
* Duplex
* Triplex
* 4 Unit
* Owner-Occupied/Primary Residence
* Owner-Occupied/Investment Property
* Second Homes
* Investment Properties (10 Maximum REO)
* Owner-Occupied/Primary Residence
* Second Homes
* Investment Properties (10 Maximum REO)

Investment Property | LTV – Loan Amounts

* 70% LTV – $2,000,000
* 65% LTV – $2,500,000
* 60% LTV – $3,000,000

Second Home | LTV – Loan Amounts

* 80% LTV – $3,000,000
* 75% LTV – $3,500,000
* 70% LTV – $4,000,000

Available in the Following States:

Alabama, Arizona, California, Colorado, Florida, Georgia, Hawaii, Illinois, Iowa, Maine, Maryland, Massachusetts, Nevada, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Washington.

Alternative Income Documentation

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