Business Purpose Investor Loan Programs
Loan programs for homebuyers and homeowners looking to refinance, rate/Term and Cash Out their Single-Family Residence, Condo or Multi-Unit including Investors.
DSCR Investor Loans support both purchase and cash-out refinancing options. Qualify for up to $10 million with an 85% LTV, a minimum DSCR of 0.85, and a 620 middle credit score. Ideal for real estate investors.
Debt Service Coverage Ratio – Jumbo Loan
* 85% LTV Ratio
* 620 Middle Mortgage Credit Score
* .85 DSCR Ratio
Alt Doc – Bank Statement Loans Available
* 12 Months Bank Statements
* 24 Months Bank Statements
Unconventional DTI – 65%
* 85% LTV
* 50% DTI
* 620 Middle Mortgage Credit Score
Credit Seasoning
* Foreclosure – 1 Day
* Short Sale – 1 Day
* Deed-In-Lieu – 1 Day
* Bankruptcy – 1 Day
Title Vesting and Lending
* Corporations
* C Corps
* S Corps
* Trusts
Loan Scenario Form – No Cost – No Credit Check
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.