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3 Months Bank Statements Alt Doc Type Three Months Bank Statements (business, personal or both (multiple accounts OK) accounts if income deposit activity can be identified and makes sense. If there’s income deposit activity, provide statements from that account. Include
The DSCR mortgage loan program is a powerful tool for investors to achieve their short term and long term investment objectives. With credit score requirements starting as low as 600 and a maximum loan-to-value (LTV) of 85%, this program offers
Super jumbo investor financing is available for loan amounts up to $30,000,000. The program uses
The Non-Qualified Mortgage Jumbo (55% DTI) program is for borrowers with a high debt ratio
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
Qualify for a mortgage using 12 months of personal or business bank statements instead of
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
Bank Statement Loans for Self Employed Borrowers Whether you’re purchasing your first home or expanding
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Stated Income Mortgage Loan Up to $4,000,000 Access an easy home loan up to $4,000,000
Jumbo Non-QM Bank Statement Loans offer self-employed and high-income borrowers a flexible way to qualify
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Non-Prime Alt Doc Self-Employed Program Non-Prime mortgages are not only for challenged credit borrowers, but
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
12 Month Reduced Doc Mortgage for self-employed and W-2 borrowers using one year of income
Partner with us for ARV purchase & rehab loans—finance both acquisition and renovations, leverage your
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to