Contact a Loan Officer: (800) 718-8906
Bank Statement Loan $4,000,000. Max LTV 85% Bank Statement Jumbo Mortgage: Borrow up to $4,000,000 with a maximum 90% LTV Maximum LTV/ Minimum Credit
Our manual underwriting process for DSCR loans provides the flexibility to evaluate loans comprehensively, allowing for more credit approval decisions. LTV up to 85% on purchase loans and rate/term refinances, accommodating a wider range of borrowers and financial situations. Investment
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
Profit and Loss (P&L) loans are Non-Qualified Mortgage loans. Non-QM mortgage lending allow our borrowers
Niche Loan Non-Prime Mortgage Our non-prime jumbo mortgage loan program offers flexible financing options, allowing
Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
DSCR loans remain a top choice for real estate investors. We offer flexible guidelines using
24-Month Business & Personal Commingled Bank Account Mortgage. A specialized program allowing the use of
Bank Statements Jumbo Mortgage with a 3-Month Program. Use either business or personal bank statements
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Bank Statement Employment Documentation: Verify self-employment with CPA letter or license. Qualify with 12–24 months