Non-Qualified Mortgages and Non-QM Mortgage Brokers
In an ever-evolving Non-Qualified mortgage market, We continue to expand our products and guidelines Our team of Non-QM Mortgage Brokers is committed to continually enhancing our Non-Qualified Mortgage products and guidelines.
Non-QM Mortgage Broker – Bank Statement Loan to $5,000,000
Use Personal and/or Business Bank Statements and No 4506-T or 4506-C. As a leading Non-QM Mortgage Broker, we offer Bank Statement Loans to 90% Loan-to-Value (LTV). With a minimum credit score requirement of 640 for this program and loan amounts available up to $5 million, we provide flexible and accessible financing options.
Non-QM Lender Benefits
- Loan-to-Value (LTV) up to 90% (Purchase)
- Loan-to-Value (LTV) up to 90% (R/T Refinance)
- Loan-to-Value (LTV) up to 85% (Cash Out Refinance)
- Minimum Credit Score 640 (80% LTV)
- Jumbo and Super Jumbo Loan Amounts to $5 million (70% LTV)
- Maximum Debt-to-Income Ratio (DTI) – Max 55%
- Available Terms 15-Year Fixed and 30-Year Fixed
- Eligible Occupancies – Primary, Second Homes, and Investment Properties
Alt Doc to 55% DTI
Our maximum debt-to-income (DTI) ratio is set at 55%, ensuring more borrowers can qualify for our Non-QM mortgage products and are available for primary residences, second homes, and investment properties for all property types.
Available in the Following States:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.