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Real Estate Investors & DSCR Loans DSCR Loans give real estate investors to expand their portfolios by leveraging cash flow, offering flexibility and powerful financing options. This program not only supports your clients but also builds your loyal and growing
Flexible Financing for Self-Employed Borrowers The Business Bank Statement Mortgage Program helps self-employed professionals and business owners qualify for mortgage financing without tax returns. Instead of W-2s, borrowers can use 12 to 24 months of business bank statements to verify
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Non-Qualified Mortgages and Non-QM Mortgage Brokers In an ever-evolving Non-Qualified mortgage market, We continue to
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
This 12-Month Bank Statement Jumbo Loan is tailored for self-employed borrowers and those with alternative
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
The P&L Only Mortgage Loan Program provides a streamlined, alternative documentation solution for borrowers with
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
12-Month Bank Statement Program expands its reach with low-doc qualifications for self-employed borrowers including sole
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify
Inherited Property Financing 80% Loan-to-Value (LTV) This loan program is for people that have lost
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
1 Year Full Doc Program – Reduced Employment Reduced doc loan program is for both
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
Bank Statement Employment Documentation: Verify self-employment with CPA letter or license. Qualify with 12–24 months
6-Month Bank Statement Loan – 680 Credit Score This Six-Month Bank Statement Loan program caters to borrowers
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing