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Bank Statement Loan: 90% LTV with just a 620 credit score — up to $5M loan, 55% DTI, ideal for self-employed with complex deductions.
Closed-End Bank Statement Second Mortgage This program is a closed-end, fixed-rate second mortgage option designed for self-employed individuals and real estate investors, who may not have traditional income documentation. The lender facilitates financing by relying on bank statement documentation, offering
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Borrow up to $3M with jumbo hard money loans at 80% LTV for fix &
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
Qualifying for a mortgage on an investment property can be tricky, particularly if you own
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
Soft Money Mortgage Program Exceptions made to 75% LTV for qualifying counties in the state
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors)
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing
Access an easy home loan up to $4,000,000 based on stated income, with a minimum
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as