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Unconventional Real Estate Investor (DSCR) Loan Program Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors seeking aggressive financing with preferential terms. With a minimum credit score requirement of just 620, qualified borrowers can secure
Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors who want to qualify based on rental income rather than personal income documentation. Whether you’re a first-time investor or looking to expand your portfolio, this program
Discover our comprehensive Bank Statement Non-Prime Loan Program, offering flexible solutions for diverse financial profiles
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
The 6-Month Bank Statement Mortgage 660 Credit Score program for borrowers with credit scores of
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Our Bank Statement Loan program provides self-employed borrowers with an alternative to traditional income documentation.
A flexible 12-month bank statement loan program designed for self-employed borrowers and business owners, offering
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second