Unconventional Mortgages (800) 718-8906

Unconventional Mortgages and Loans

(800) 718-8906

Unconventional Mortgages - A Wealth of Information Resource & Service: (800) 718-8906


Super Jumbo Bank Statement Program

Super Jumbo Bank Statement Loan | Form 4506-T and 4506-C Not Required

Tax Returns Not Required

Utilize personal or business bank statements in lieu of traditional income documents.

Income Documentation Alternative

24 Months Business or Personal Bank Statement Program to $2,000,000

Eligible Employment Types

* Self Employed with W-2 Wage Earner Co-Borrower OK for Bank Statement loan

Loan to Value:

* 80% LTV to 1 million 580 Credit Score

* 70% LTV to 1 million 500 Credit Score

Credit Notes:

* 1 year seasoning required from bankruptcy discharge date.

* 2 years of seasoning required for short sales and foreclosures.

Loan Purpose:

* Purchase

* Refinance

* Cash Out Refinance – $500,000 maximum

Property Types:

* SFR Single Family Residence

* Occupancies:

* Owner Occupied

* Second / Vacation Home – 75% maximum LTV

Debt-to-Income Ratio “DTI”

* 50% maximum

Available in the Following States:

Alabama, Arizona, California, Colorado, District of Columbia, Florida, Georgia, Indiana, Iowa, Kentucky, Maryland, Michigan, Minnesota, North Carolina, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, and Wisconsin.

Reference # – 125 527030515 NP

Alternative Income Documentation

Contact a Loan Officer

Non-Qualified Mortgage Lending

Hard Money Loans

Investor Loans

Investment Property Loans