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Jumbo Bank Statement Program – 640 Credit Score Self-Employed including 1099 Independent Contractors as well as W2 Commission Professionals. 3 Bank Statement mortgage options that provide flexibility for business owners that utilize both their personal account and Business account for
Unconventional Real Estate Investor (DSCR) Loan Program Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors seeking aggressive financing with preferential terms. With a minimum credit score requirement of just 620, qualified borrowers can secure
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
Super jumbo investor financing is available for loan amounts up to $30,000,000. The program uses
The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Niche Loan Non-Prime Mortgage Our non-prime jumbo mortgage loan program offers flexible financing options, allowing
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
12 Month Reduced Doc Mortgage for self-employed and W-2 borrowers using one year of income
Bank Statement Employment Documentation: Verify self-employment with CPA letter or license. Qualify with 12–24 months
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Self-Employed Home Loan Program This kind of loan product is for the Self-Employed borrower that
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
1 Year Full Doc loan program for W-2 and self-employed borrowers using reduced income documentation.
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.