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Unconventional Mortgages - A Wealth of Information and Service: (800) 718-8906

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Alt Doc Loans | New Jersey

Alternative income and employment documentation State of New Jersey. Service is King.

New Jersey Alt Doc Loan Programs We Offer - Guidelines and Highlights:

Super Jumbo Investor – 30 million

Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting and in-house decisions. Final decision with second signature requirement. Income Documentation Not Required Property Types:

Asset Qualifier

Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors) to demonstrate ability to repay. Allows DTI ratios up to 55%, stated business purpose loans,

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Alt Doc Loans by State:

Bank Statement Loans by State:

Alternative Income Documentation

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Non-QM Mortgages

Alt Doc - Purchase Loans

Alt Doc - Refinance Loans

Bank Statement Niches

Bank Statement Refinance Loans

Jumbo Bank Statement Loans

1 Month Bank Statement Loans

3 Month Bank Statement Loans

6 Month Bank Statement Loans

12 Month Bank Statement Loans

24 Month Bank Statement Loans