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Jumbo Bank Statement Program – 640 Credit Score Self-Employed including 1099 Independent Contractors as well as W2 Commission Professionals. 3 Bank Statement mortgage options that provide flexibility for business owners that utilize both their personal account and Business account for
Jumbo Bank Statement Mortgage for Self-Employed Borrowers This bank statement loan program is designed for self-employed borrowers, business owners, and independent contractors who may not qualify with traditional tax return income. Instead of using standard W-2 income or full tax
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
6-Month Bank Statement Loan – 680 Credit Score This Six-Month Bank Statement Loan program caters to borrowers
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
Federal Tax Transcripts Not Required Loan Qualifying Criteria for this loan program are Asset Based.
Bank Statement Mortgage Program for self-employed borrowers using personal or business bank statements instead of
The Non-Prime True No Doc Mortgage Program is an equity-driven, alternative documentation option tailored for
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,