Contact a Loan Officer: (800) 718-8906
Unconventional Real Estate Investor (DSCR) Loan Program Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors seeking aggressive financing with preferential terms. With a minimum credit score requirement of just 620, qualified borrowers can secure
First-time buyers/investors and foreign nationals eligible for 4 Unit DSCR Loans give real estate investors to expand their portfolios by leveraging cash flow, offering flexibility and powerful financing options. This program not only supports your clients but also builds your
1 Year Full Doc loan program for W-2 and self-employed borrowers using reduced income documentation.
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Access your home equity with a Jumbo Second Mortgage. Flexible LTVs, alt-doc options, and no
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
DSCR loans remain a top choice for real estate investors. We offer flexible guidelines using
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to
Our Bank Statement Loan program provides self-employed borrowers with an alternative to traditional income documentation.
Qualify for a mortgage using eligible liquid assets instead of relying exclusively on traditional employment
Flexible financing for real estate investors, with DSCR options, jumbo limits, and competitive terms to
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,