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Self-employed borrowers may qualify with an unaudited 12-month or 24-month profit and loss statement. Program features include financing up to 90% LTV, loan amounts up to $4 million, and no bank statements required to support the P&L.
Alternative Income Documentation: 12 Months Bank Statements Income verification is not required for the bank statement second mortgage loan program. Instead of traditional income documentation, it uses alternative methods like bank statements to assess a borrower’s financial ability, making it
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
Non-QM Alt Doc Bank Statement Loans to $10,000,000 Now you can use your 1099(s) to
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Fix & Flip Flexible Capital Program: At Broker Mortgages, our Fix & Flip Program gives
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Qualify for a mortgage using eligible liquid assets instead of relying exclusively on traditional employment
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term