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Closed-End Bank Statement Second Mortgage This program is a closed-end, fixed-rate second mortgage option designed for self-employed individuals and real estate investors, who may not have traditional income documentation. The lender facilitates financing by relying on bank statement documentation, offering
Home Loan Without Tax Returns Self-Employed borrowers often lack the ability to utilize their tax returns to qualify for suitable mortgage financing.. Our Bank Statement Program provides eligible self-employed borrowers the flexibility to qualify for loan amounts up to $5
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
Our Bank Statement Mortgage Program offers self-employed borrowers and independent contractors a flexible financing solution
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Qualifying for a mortgage on an investment property can be tricky, particularly if you own
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
1 Year Full Doc Program – Reduced Employment Reduced doc loan program is for both
Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
Soft Money Mortgage Program Exceptions made to 75% LTV for qualifying counties in the state
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
Fix & Flip Flexible Capital Program: At Broker Mortgages, our Fix & Flip Program gives
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.