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This bank statement mortgage program is designed for self-employed borrowers who qualify using bank statement cash flow instead of traditional tax-return income documentation. Under the 95% LTV program structure provided, eligible borrowers may finance up to 95% of the property
Unconventional Real Estate Investor (DSCR) Loan Program Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors seeking aggressive financing with preferential terms. With a minimum credit score requirement of just 620, qualified borrowers can secure
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
12 Months Income Alternative to 24 Months As an alternative to the standard two years
Non-QM Alt Doc Bank Statement Loans to $10,000,000 Now you can use your 1099(s) to
Access the equity in your home without the paperwork stress. Our Second Mortgage Bank-Statement Loan
12 month P&L statement along with 3 months bank statements to support P&L (10%-25% variance)..
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
DSCR First Time Investor Loan OK Our DSCR cash flow loan offers borrowers an interest-only
Stated Income Mortgage Loan Up to $4,000,000 Access an easy home loan up to $4,000,000
The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have
Federal Tax Transcripts Not Required Loan Qualifying Criteria for this loan program are Asset Based.
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Niche Loan Non-Prime Mortgage Our non-prime jumbo mortgage loan program offers flexible financing options, allowing