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The DSCR Mortgage Loan Program offers financing options with a Debt Service Coverage Ratio as low as 0.75. Borrowers can choose from adjustable-rate mortgages (ARMs) with interest-only options or fixed-rate products. The program allows for loan-to-value (LTV) ratios of up
The 12-Month Bank Statement Loan is designed for self-employed and 1099 borrowers who prefer simplified documentation. Instead of tax returns, approval is based on bank statements, with financing up to $4 million and loan-to-value ratios as high as 90%. Flexible
Access an easy home loan up to $4,000,000 based on stated income, with a minimum
One-year tax-return alt-doc loan with up to 90% LTV; ideal for self-employed or recent income
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
3-Month Bank Statement Loan. Use either 3 months of business or personal bank statements as
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors)
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
1 Year Full Doc Program – Reduced Employment Reduced doc loan program is for both
Super Jumbo Loan Amounts to $30,000,000 Non-Prime/ Manual Underwrite Super Jumbo Common Sense Manual Underwriting
Subprime bank-statement loan: Alt-doc financing using bank statements for income. Higher-risk, flexible qualification even with
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
Non-Prime Super Jumbo Bank Statement Loan – 600 Credit Score Non-Prime Bank Statement Loans provide
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
Alt-Doc for Real-Estate Investors: Rent & business bank statements, lease income or Airbnb qualify. Flexible
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
Alternative Income Second Mortgage Non-QM lender offers a closed-end, fixed-rate structure tailored for the needs
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Fix & Flip Flexible Capital Program: At Broker Mortgages, our Fix & Flip Program gives