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The DSCR mortgage loan program is a powerful tool for investors to achieve their short term and long term investment objectives. With credit score requirements starting as low as 600 and a maximum loan-to-value (LTV) of 85%, this program offers
No Ratio mortgage—no income disclosure required. A great fit for asset-rich or investment-savvy borrowers. No income disclosed or documented: * No DTI calculated * Designed for primary, second home, and investment properties * Available for purchases, rate/term, and cash-out refis
Purchase or Cash Out Refinance options available with a minimum 620 credit score. The Real
Flexible income documentation options with as little as 3 months of personal or business bank
Debt Service Coverage Ratio (DSCR) – No Ratio program for real estate investors up to
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Our alternative documentation mortgage program features a Lite Doc option for borrowers seeking simplified income
Our Bank Statement Loan program provides self-employed borrowers with an alternative to traditional income documentation.
Qualify for a mortgage using as little as 12 months of personal or business bank
Manufactured Home Loan Programs 680 Credit Score, Minimum 50% – Maximum Debt-to-Income Ratio DTI No
Self-Employed Home Loan Program This kind of loan product is for the Self-Employed borrower that
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
This program enables primary owner-occupied loans from $500,000 to $5,000,000 for purchase, refinance, cash-out, construction,
Flexible portfolio mortgage options including jumbo loans to $15M, FHA flips, multiple financed properties, and
See the essential terms of interest-only mortgages, including flexible LTV options, acceptance of cannabis income,
Access up to $750,000 with our Stand-Alone Second Mortgage Loan Program—no need to refinance your
The Non-Qualified Mortgage Jumbo (55% DTI) program is designed for borrowers who may not have
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Nontraditional Credit Loan Program | 620 Credit Score Required This loan is for borrowers that
Bank Statement Program – 2025 This Bank Statement mortgage is designed for self-employed borrowers. You
12 Months Income Alternative to 24 Months As an alternative to the standard two years
The 90% LTV – 12-Month Bank Statement Jumbo Loan caters to self-employed borrowers—especially sole proprietors—by
True Stated Income 2025 | Form 4506-C Not Required An alternative to the “bank statement