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Non-QM Lender Niches

Lite Doc Mortgage Loan

Lite Doc refers to a loan program necessitating 1-year full documentation of income and a 2-year work history. This requirement is standard for alternative documentation programs in mortgage lending. Mortgage brokers and loan officers find this requirement beneficial. For individuals with only 1 year of employment and income documentation, a Reduced Doc loan program serves as a solution. This program demands only 1 year of employment, catering to both W2 employees and self-employed individuals.

Alternative Income Documentation

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Non-QM Mortgage Lending

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