Speak to a Live Loan Officer: (800) 718-8906
This DSCR (Debt Service Coverage Ratio) mortgage program allows real estate investors to qualify based on rental income, not personal income. Ideal for business purpose loans, short-term rentals, and investment property acquisitions.
Stated Income / Verified Assets Mortgage This Stated Income / Verified Asset mortgage loan program is for borrowers that own their own business and also have liquid reserves equal to 12 months of the proposed housing expense. Loan Scenario Form
California SIVA program: State income on the 1003, verify assets (no tax returns/W-2s), up to
Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors)
Access up to $750,000 with our Stand-Alone Second Mortgage Loan Program—no need to refinance your
Jumbo Loan Amounts to $4,000,000 85% LTV -.08 x Tap into your home’s equity with
Discover our comprehensive Bank Statement Non-Prime Loan Program, offering flexible solutions for diverse financial profiles
True Stated Income 2025 | Form 4506-C Not Required An alternative to the “bank statement
Profit and Loss (P&L) loans are Non-Qualified Mortgage loans. Non-QM mortgage lending allow our borrowers
The One-Month Alt-Doc Bank Statement Jumbo program offered self-employed borrowers by allowing approval with only
1 Year Full Doc Program – Reduced Employment Reduced doc loan program is for both
Qualifying for a mortgage on an investment property can be tricky, particularly if you own
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Bank Statement Alt Doc Options Available – 2026 Updates We calculate your monthly income number
This program enables primary owner-occupied loans from $500,000 to $5,000,000 for purchase, refinance, cash-out, construction,
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
Asset Depletion Program: turn your assets like stocks or investments into income, boost your borrowing
A flexible 12-month bank statement loan program designed for self-employed borrowers and business owners, offering
DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify
How is Bank Statement Income Calculated? Total deposits, less business expense ratio, annualized, multiplied by
High 95% LTV Cash Out Financing 5% Down Payment for your Jumbo purchase or 95%
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
Super Jumbo Hard Money Loan Program 1st, 2nd, and 3rd Stand-Alone Mortgage | Forms 4506-T
Partner with us for ARV purchase & rehab loans—finance both acquisition and renovations, leverage your
Manual Underwriting Loan Programs Flexible Mortgage Solutions with Manual Underwriting Manual underwriting is designed for
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
Six Alternative Income Verification Options This 3 month, 6 month, 12 month, or 24 month
There are roughly 17,000,000 self-employed people in the United States. That is over 35% of
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing
1099 Only Lite Doc Income Documentation Bank Statement Loan | 660 Credit Score – 90%
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
Non-QM lender in California: self-employed loans with alt docs — bank statements, 1099s, asset depletion.
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
A No Doc (no documentation) Loan is an easy and convenient financing option that does
Bank Statement Program – 2025 This Bank Statement mortgage is designed for self-employed borrowers. You
12-Month Bridge Loan: short-term loan up to $30M, up to 75% LTV. Tap your property
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
The Non-Prime / Non-Qualified Lender Programs offer flexible mortgage solutions for borrowers with unconventional financial
Non-Prime – No Income and No Employment If you’re seeking the right Non-Prime No-Income/No-Employment program
Stated Income Jumbo Construction Loan up to $10 Million for home builders. Short-term financing for