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Unconventional Real Estate Investor (DSCR) Loan Program Our Debt Service Coverage Ratio (DSCR) loan program is designed for real estate investors seeking aggressive financing with preferential terms. With a minimum credit score requirement of just 620, qualified borrowers can secure
FHA/ DPA Highlights Down Payment Assistance Purchase Only 580 Minimum Credit Score (middle of 3 or lower of 2) * Exceptions down to 500 Credit Score * Manual Underwriting – Yes * First Time Buyer – OK * DTI to
Discover our comprehensive Bank Statement Non-Prime Loan Program, offering flexible solutions for diverse financial profiles
Access your home equity with a Jumbo Second Mortgage. Flexible LTVs, alt-doc options, and no
Self-Employed Borrower Income Documentation Portfolio direct lender functions as a direct lender boasting its unique
600 Credit Score Jumbo Mortgage Programs A 600 credit score jumbo mortgage provides non-prime financing
Manufactured Home Loan Programs 680 Credit Score, Minimum 50% – Maximum Debt-to-Income Ratio DTI No
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
High-LTV condo jumbo financing up to 90% LTV and $2.5M, offering flexible credit options for
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
Bank Statement Program – 2025 This Bank Statement mortgage is designed for self-employed borrowers. You
Qualifying for a mortgage on an investment property can be tricky, particularly if you own
Vesting Title in Legal Entities for Business Purpose Mortgages. This program allows borrowers to title
Qualify for a mortgage using as little as 12 months of personal or business bank
Second Mortgage Bank Statement Jumbo Loan. Flexible CLTV options with loan amounts starting at $250,000,
DSCR stands for Debt Service Coverage Ratio loans, which allow real estate investors to qualify
Flexible financing for real estate investors, with DSCR options, jumbo limits, and competitive terms to
Flexible income documentation options with as little as 3 months of personal or business bank
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Super Jumbo Real Estate Investor Loan Program to $5,000,000 This investor program was created for
Our Bank Statement Loan program provides self-employed borrowers with an alternative to traditional income documentation.
Non-Prime Alt Doc Self-Employed Program Non-Prime mortgages are not only for challenged credit borrowers, but
Asset Qualifier Portfolio Mortgage with asset-based income documentation. Ideal for borrowers using 1099s (sole proprietors)
This second mortgage program is designed for qualified borrowers with a 720 credit score seeking
Stated Income Jumbo Construction Loan up to $10 Million for home builders. Short-term financing for
1099 Only Lite Doc Bank Statement Loan – Qualify with just 1 year of income
No Income verification super jumbo Loan up to $30 Million. Access high-value financing without income
Super Jumbo Investor Mortgage | DSCR. A specialized DSCR loan program for real estate investors
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
Non-QM Alt Doc Bank Statement Loans to $10,000,000 Now you can use your 1099(s) to
Self-Employed and Verification of Employment Reduced Doc Mortgage Service for self-employed borrowers. Being self-employed can
Bank Statement Program Business Description One thing that you should know about qualifying or getting
Non-Prime Bank Statement Options Self-Employed Borrowers: Portfolio Direct Lender is a direct lender with their
How is Bank Statement Income Calculated? Total deposits, less business expense ratio, annualized, multiplied by
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Non-QM Stated Expense Ratio mortgage programs for self-employed borrowers using alternative income documentation. Bank statement
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
3-Month Bank Statement Loans in California help self-employed borrowers qualify using just three months of
See the essential terms of interest-only mortgages, including flexible LTV options, acceptance of cannabis income,
The 6-Month Bank Statement Mortgage 660 Credit Score program for borrowers with credit scores of
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Interest-Only Non-QM Jumbo Mortgage Product Interest Only – $2,000,000 Eligible Transactions: Purchase; Refinance – Rate/Term;