Contact a Loan Officer: (800) 718-8906
The Closed-End Bank Statement Second Mortgage program provides second-lien financing for self-employed borrowers and real estate investors who may not qualify using traditional income documentation. Depending on the loan purpose and borrower profile, qualification may be available using bank statements,
Flexible DSCR No Ratio loans up to $3,500,000 with LTVs to 85%. Available for purchases, refinances, and cash-out up to $500K. Eligible for SFRs, condos, non-warrantable condos, and multi-units.
Super Jumbo Alt-Doc loans with a 620 credit score: get up to $2.5M for purchases,
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Super Jumbo Non-QM Mortgage Broker Loan Program Our Super Jumbo Non-QM Mortgage Broker program is
Hard money jumbo loans in California offer flexible financing with no personal income verification, allowing
Flexible financing for real estate investors, with DSCR options, jumbo limits, and competitive terms to
Self-Employed Borrowers: Purchase 90% LTV, and Cash Out – 85% LTV ~ Self-employed borrowers can
Subprime bank-statement loan: Alt-doc financing using bank statements for income. Higher-risk, flexible qualification even with
Self-Employed Mortgage One Month Bank Statement Option One-Month Bank Statement Loan for Self-Employed: A flexible
Inherited Property Financing 75% Loan-to-Value (LTV) This loan program is for people that have lost
How is Bank Statement Income Calculated? Total deposits, less business expense ratio, annualized, multiplied by
Portfolio Direct Lender is a direct lender with their own portfolio of loan products and
Niche Loan Non-Prime Mortgage Our non-prime jumbo mortgage loan program offers flexible financing options, allowing
Qualify for an Asset Depletion Mortgage up to $5 million without tax returns. This program
Discover our comprehensive Bank Statement Non-Prime Loan Program, offering flexible solutions for diverse financial profiles
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
Super Jumbo Bank Financing up to $30 Million. Portfolio mortgage with flexible Lite Doc options,
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Jumbo cash-out refinance loan with DTI up to 55%, cash-out proceeds up to $1.5 million,
Jumbo Bank Statement Loan to $5,000,000. Alt-doc qualifying with 12–24 month. bank statements, up to
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
Non-Prime Super Jumbo Loans up to $5,000,000 for self-employed borrowers. Use 12 or 24 months
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
Hard Money Below are some of our featured loan programs. Call with questions! (800) 718-8906.
Stated Income / No Doc This hard money asset-based stated income / No Doc loan
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
Stated Income Mortgage Loan Up to $4,000,000 Access an easy home loan up to $4,000,000
Nationwide Private Mortgage Lender Unique mortgage loan program designed for the Residential Real Estate Investor
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
Alt Doc Loans Bank Statement Loans Bank Statement Mortgages Jumbo Loan Programs Jumbo Loans
Non-Prime – One Day Out of a Short Sale or Foreclosure Loan This loan is
There are roughly 17,000,000 self-employed people in the United States. That is over 35% of
When applying for a Bank Statement Loan, it’s important to understand that Non-QM lenders require
Bank Statement Alt Doc Options Available – 2026 Updates We calculate your monthly income number
One-Year W-2 Jumbo: low-doc jumbo non-QM loans; 1-year W2 income, bank-statements, asset depletion. Up to
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to
Bank Statement Jumbo Mortgage with Interest-Only options. Choose from 2-month or 24-month bank statement programs
Our bank statement loan service provides flexible solutions. By analyzing gross monthly deposits and subtracting
The 1099 Mortgage Program makes qualifying easier for self-employed borrowers. Only one year of 1099
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
The DSCR (Debt Service Coverage Ratio) Loan Program is built for experienced real estate investors,