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Portfolio Lender HELOC to $400,000

This loan program can be a “stand-alone” second mortgage or used in conjunction with a first mortgage close usually to achieve the desired LTV.

720 Mortgage Credit Score – 85% maximum LTV

** Full Income documentation for this program

Purpose Highlights:

  • Purchase (piggy-back)
  • Maximum Loan amount – $750,000
  • 700 Score to 70% Loan-to-Value (LTV)
  • Cash Out Refinance – Maximum loan amount to $250,000
  • 720 Mortgage Credit Score – 85% maximum LTV

Available Terms:

  • HELOC – 10 Year draw @ 1-2% of balance repayment and 20 year repayment
  • 20 year amortization Fixed Rate too
  • Property Types:
  • Owner Occupied 2 Unit
  • Condos, attached and detached
  • Second Homes

Available in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

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