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Alternative Income Documentation: 12 Months Bank Statements Income verification is not required for the bank statement second mortgage loan program. Instead of traditional income documentation, it uses alternative methods like bank statements to assess a borrower’s financial ability, making it
Bank Statement Loan: 90% LTV with just a 620 credit score — up to $5M loan, 55% DTI, ideal for self-employed with complex deductions.
Non-Prime – One Day Out of a Short Sale or Foreclosure Loan This loan is
Interest-Only Non-QM Jumbo Mortgage Product Interest Only – $2,000,000 Eligible Transactions: Purchase; Refinance – Rate/Term;
DSRC Investor Loan Program – No Income Verification Qualify for a self-employed mortgage with loan
Inherited Property Financing 80% Loan-to-Value (LTV) This loan program is for people that have lost
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Super Jumbo Bank Statement Loan for Self-Employed Borrowers The Super Jumbo Bank Statement Loan is
Alt-Doc Mortgage Program: Flexible financing up to 90% LTV with loan amounts from $1.5M to
Prime and Non-Prime Bank Statement Options Portfolio Direct Lender is a specialized direct lender offering
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Jumbo Second Mortgage | Alt Doc + Minimum Mortgage Credit Score: 680 Available Terms –
Business Purpose Investor Loan Program Loan programs for homebuyers and homeowners looking to refinance, rate/Term
Self-Employed Borrowers Our Investor Bank Statement Loan program caters to borrowers who thrive outside the
Portfolio Prime Loan Program Overview The Portfolio Prime Loan Program is designed for borrowers with
Sole Proprietor Super Jumbo Loan Program – $7,500,000 This particular 1099 Only income documentation mortgage
A Second Mortgage Bank Statement Loan allows qualified homeowners to access equity without refinancing their
Access up to $750,000 with a Stand-Alone Second Mortgage—no need to refinance. Requires 680+ credit
The Non-Prime Bank Statement Loan (620 Credit Score) is a Non-QM non-traditional income documentation. qualifY
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
Self-Employed Borrowers – Forms 4506-T / 4506-C Not Required This Alt Doc Home Loan program
1099 Only mortgage for Independent Contractors with one or two year self-employment histor.
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not