Portfolio Closed-End Second Mortgage
Portfolio closed-end second mortgage with alternative income documentation, loan amounts from $150,000 to $750,000, and CLTV up to 90%.
Unconventional Mortgage Lending > Alt Doc Loans | South Dakota
Portfolio closed-end second mortgage with alternative income documentation, loan amounts from $150,000 to $750,000, and CLTV up to 90%.
Looking for flexible financing that goes beyond conventional loan requirements? This Non-Prime Loan Program is designed for borrowers who need tailored solutions—whether due to unique income documentation, past credit events, or higher loan amounts. Manual Underwrite available. Non-Prime Program Highlights
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
Profit and Loss (P&L) loans are Non-Qualified Mortgage loans. Non-QM mortgage lending allow our borrowers
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Stated Income Mortgage Loan Up to $4,000,000 Access an easy home loan up to $4,000,000
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to