Portfolio Alt Doc Second Mortgage Options
Our Portfolio Closed End Second program with Alt Doc, 1099 Only, Bank Statement, and P&L Only mortgage solutions.
Unconventional Mortgage Lending > Alt Doc Loans | South Dakota
Our Portfolio Closed End Second program with Alt Doc, 1099 Only, Bank Statement, and P&L Only mortgage solutions.
Looking for flexible financing that goes beyond conventional loan requirements? This Non-Prime Loan Program is designed for borrowers who need tailored solutions—whether due to unique income documentation, past credit events, or higher loan amounts. Manual Underwrite available. Non-Prime Program Highlights
No income or asset documentation required—no 4506-T or 4506-C forms needed. As of June 2025,
Asset depletion mortgage: Use liquid assets (cash, investments, retirement) as qualifying “income.” No W-2s or
Access an easy home loan up to $4,000,000 based on stated income, with a minimum
Real estate investor cash-out with bank-statement loans: use rentals, 1099 or Airbnb income, alt docs.
1099 Only and Bank Statement Home Loans This loan program is for home buyers and
Our Stated Income / Verified Assets Mortgage Program offers flexible financing for self-employed borrowers with
Non-QM Mortgage Broker Service We determine your qualifying income down to the dollar before you
Commercial Mortgage Stated Income This Commercial Mortgage Loan Program Does Not Require Tax Returns or
The Stated Income/Verified Assets (SIVA) Jumbo Loan Program, updated July 10, 2025, offers a high-net-worth,
This investor purchase loan program provides flexible financing for borrowers acquiring residential investment properties, second
The Stated Income Owner-Occupied Jumbo program (updated July 31, 2025) provides borrowers who prefer not
Maximum Loan Amount Investor Mortgage – $3,500,000 This investment property loan program provides up to